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Garden Club Meeting - September 2013

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MsLadyRover
Valued Contributor

Re: Garden Club Meeting - September 2013


@myjourney wrote:

@MsLadyRover wrote:

Thanks Journey & Focused!

I'm definitely taking it easy.


You will be out dancing before you know it..Smiley Wink


I sure hope so.
In other news I received another offer from Chase for the Southwest Card. Those 2 roundtrip tickets have my heart pounding, but I'm staying true to my garden commitment! I do have this one on my list for the future though.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 1001 of 4,450
FocusedAndDetermined
Senior Contributor

Re: Garden Club Meeting - September 2013


@MsLadyRover wrote:

@myjourney wrote:

@MsLadyRover wrote:

Thanks Journey & Focused!

I'm definitely taking it easy.


You will be out dancing before you know it..Smiley Wink


I sure hope so.
In other news I received another offer from Chase for the Southwest Card. Those 2 roundtrip tickets have my heart pounding, but I'm staying true to my garden commitment! I do have this one on my list for the future though.


You're demonstrating great commitment!  By the time you're ready to app the offer maybe a little sweeter.  Fingers crossed.Smiley Happy

Message 1002 of 4,450
myjourney
Super Contributor

Re: Garden Club Meeting - September 2013


@MsLadyRover wrote:

@myjourney wrote:

@MsLadyRover wrote:

Thanks Journey & Focused!

I'm definitely taking it easy.


You will be out dancing before you know it..Smiley Wink


I sure hope so.
In other news I received another offer from Chase for the Southwest Card. Those 2 roundtrip tickets have my heart pounding, but I'm staying true to my garden commitment! I do have this one on my list for the future though.


Bravo for staying garden strong and i'm sure the offer will still be there when your ready to take them up  on it.

Then you can scratch it off the list 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1003 of 4,450
LS2982
Mega Contributor

Re: Garden Club Meeting - September 2013

I miss my gold spade Smiley Sad




EQ FICO 548 3/3/16
Message 1004 of 4,450
FocusedAndDetermined
Senior Contributor

Re: Garden Club Meeting - September 2013


@LS2982 wrote:
I miss my gold spade Smiley Sad


What did I miss?

Message 1005 of 4,450
FocusedAndDetermined
Senior Contributor

Re: Garden Club Meeting - September 2013


@FocusedAndDetermined wrote:

@LS2982 wrote:
I miss my gold spade Smiley Sad


What did I miss?


Never mind!  I just caught up. 

 

You' earn your way back. You did great!

Message 1006 of 4,450
myjourney
Super Contributor

Re: Garden Club Meeting - September 2013


@LS2982 wrote:
I miss my gold spade Smiley Sad


You will get it back LS

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1007 of 4,450
audia4
Established Contributor

Re: Garden Club Meeting - September 2013

Sigh...attending.

 

Went shopping today to put the cards to use. My 5 year old needed a book bag for school and off to Justice we headed...for this awesome $55 book bag I spotted when school shopping. Zebra print with a big letter "S" on it. She is the greatest DD, she opted for the $14 "owl" bag instead and saved me a bunch of $$.

 

The true test came during shopping at the mall and you go to check out and you get that "Would you like to apply for one of our fabulous cc's and save ___ on your purchase today?"    My reply "Um no, you're not getting me with that line and totally screwing up my credit and having the sniper kitty come out after me. I've been building a fence around my garden for a few weeks and you or no one else is going to have me tear it down"   About then I believe they got on the phone and called the funny farm. But that's ok, I'm in Psych Nursing this semester and I completely understand my diagnosis!  Smiley LOL

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 1008 of 4,450
myjourney
Super Contributor

Re: Garden Club Meeting - September 2013


@audia4 wrote:

Sigh...attending.

 

Went shopping today to put the cards to use. My 5 year old needed a book bag for school and off to Justice we headed...for this awesome $55 book bag I spotted when school shopping. Zebra print with a big letter "S" on it. She is the greatest DD, she opted for the $14 "owl" bag instead and saved me a bunch of $$.

 

The true test came during shopping at the mall and you go to check out and you get that "Would you like to apply for one of our fabulous cc's and save ___ on your purchase today?"    My reply "Um no, you're not getting me with that line and totally screwing up my credit and having the sniper kitty come out after me. I've been building a fence around my garden for a few weeks and you or no one else is going to have me tear it down"   About then I believe they got on the phone and called the funny farm. But that's ok, I'm in Psych Nursing this semester and I completely understand my diagnosis!  Smiley LOL


Love it garden strong and fencing self in .....Heart

You will be alright indeed with that attitude......BRAVO

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1009 of 4,450
MsLadyRover
Valued Contributor

Re: Garden Club Meeting - September 2013


@LS2982 wrote:
I miss my gold spade Smiley Sad


You will have it back in 6 short months!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 1010 of 4,450
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