Garden Club Meeting - September 2013

[myjourney]

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@pt145 wrote:

1 month in the garden today!! yay

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Congrats on the bronze it looks good on you 

[myjourney]

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@subsnao wrote:

So, logged into CK this morning to update my score (I know its a FAKO, but its a nice way to monitor my progress, to a degree) and it jumped a whole 17 points after my app spree. What?!?!?!? The reason it jumped so much is due to TU as of right now only reporting my $500 Cap1 card which had about $230 on it. So, 47% util down to 0 makes my score go up 17 points. Nice

Hope everyone is good. This is my check in for the day

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Bravo on the score bump it show upward movement Wooo Hooo

[myjourney]

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@rockinn8 wrote:

Hello!  I am officially declaring myself in the Garden!  Before this week I had only one CC, a secured BOA with a $500CL, which I opened in June.  This week I was instantly approved for a Chase Freedom with a $3000CL and yesterday I was approved (I had to call in to verfiy address) for a Discover It card with a $4500CL!!  I'm still waiting for one collection to be removed from my TU CR, which the CA said they would remove.  I do not plan on applying for any new credit until June 2014, as of now I'm eyeing the AMEX BCE.  

So far...

AAoA - 3.2 yrs (which im sure will fall dramatically due to the 2 new CCs)

Collections - EX - 0, EQ - 0, TU - 1 (soon to be 0)

Inqs - EX - 3, EQ - 1, TU - 2

9% utlization (which will shrink alot due to new CCs)

0 PRs

About 14.5K in SLs which are currently in repayment

Things are falling into place for 2014 to be a great year!

Almost rebuilt, I started in the beginning of last month!

THANK YOU MYFICO!!!

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Welcome to the garden

Nice to have you join us 

[myjourney]

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@Irisa wrote:

Good morning gardeners! I just got to work and I am ready for this work day to be over. I am so tired today!  lol

On the credit front, I got Capital One to give me 1.5% cash back reward and no AF on my platinum card, I am happy about that

Have a good day. Happy Gardening!

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Garden time well spent Bravo

[myjourney]

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@creditnocash wrote:

straight from the reps mouth..... oh well good news is zync can have emv chip

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WTG

[myjourney]

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@azguy13 wrote:

Hey there fellow gardeners! For some reason I though it was Friday and I was coming to join the Friday night social. Thats when I realaized that it is indeed Thursday and only Noon EST, lol. 

Since it is not the friday night social, I invite you all to join me in Dubai for some wine. After many many months, I can finally enjoy a nice white. On a side note, I have to leave tomorrow and no more drinking until Christmas. 

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Be right over 

[myjourney]

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@azguy13 wrote:

Oh,a nd I just realized I went bronze on the 10th so I added my nifty little bronze spade

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Congrats on the Bronze 

[myjourney]

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@azguy13 wrote:

Oh I am. I am on my third glass. In retrospect, I should have just bought the bottle. Maybe they will be nice and just charge me for a bottle, haha. 

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I hope so too..because i'm having 3 on you too...Lol

[Irisa]

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@myjourney wrote:

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@Irisa wrote:

What a day! Thankfully I am still garden strong, though I could certainly use some of that Baileys myself 

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So happy your still here too

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Awww, thank you MJ

[creditnocash]

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@09Lexie wrote:
@creditnocash

Looks like you'll be enjoying new plastic tomorrow.

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yup! 
got my citi dp card today too. blahh very lack luster. 

the top edge is already peeeling..