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Garden Club Meeting - September 2013

Senior Contributor

Re: Garden Club Meeting - September 2013


tcbofade wrote:

Good morning boys and girls.  My CK updated this morning, and that big payment to wifey's card posted....my util is at 41% (which is as good as it's going to get for a while).

 

Methinks it's time to talk to Lending Club again, and now I'm skeered to pull the trigger.

 

MJ, AZ, Lexie, Irisa and all you other ERT's are on notice....probably this afternoon, I'm using my 30 minute, 42 app pass.  Smiley Tongue


Denied.  Smiley Sad

 

No HP tho.

 

....slinks back to garden....



Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Message 3351 of 4,450
Moderator Emeritus

Re: Garden Club Meeting - September 2013


myjourney wrote:

tinuviel wrote:

myjourney wrote:

tinuviel wrote:

Happy Wednesday, everyone.

 

Just checking in. I'm in SW Florida, so I've been having a rain-soaked view of the garden the last few days. Hoping to dry out soon; the yard's a sloppy mess.


Hi tinuviel

I know its moving east to me and the next 2 days is suppose to be a soaker ...

Stay dry and be safe 


Thanks. The weather report last night said that it's supposed to taper off starting tomorrow. If this keeps up, we're going to have to outfit the dogs with snorkles before letting them out in the yard, LOL!


I hope the dogs don't have to start swimming ...........I'm getting hit hard today heavy rain and lighting and as we know Florida is the lighting capital of the United StatesSmiley Sad


Yes, it certainly is. Stay safe.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 3352 of 4,450
Senior Contributor

Re: Garden Club Meeting - September 2013


tcbofade wrote:

tcbofade wrote:

Good morning boys and girls.  My CK updated this morning, and that big payment to wifey's card posted....my util is at 41% (which is as good as it's going to get for a while).

 

Methinks it's time to talk to Lending Club again, and now I'm skeered to pull the trigger.

 

MJ, AZ, Lexie, Irisa and all you other ERT's are on notice....probably this afternoon, I'm using my 30 minute, 42 app pass.  Smiley Tongue


Denied.  Smiley Sad

 

No HP tho.

 

....slinks back to garden....


Sorry to hear... at least it wasnt a HP 

Message 3353 of 4,450
Moderator Emeritus

Re: Garden Club Meeting - September 2013


azguy13 wrote:

tcbofade wrote:

tcbofade wrote:

Good morning boys and girls.  My CK updated this morning, and that big payment to wifey's card posted....my util is at 41% (which is as good as it's going to get for a while).

 

Methinks it's time to talk to Lending Club again, and now I'm skeered to pull the trigger.

 

MJ, AZ, Lexie, Irisa and all you other ERT's are on notice....probably this afternoon, I'm using my 30 minute, 42 app pass.  Smiley Tongue


Denied.  Smiley Sad

 

No HP tho.

 

....slinks back to garden....


Sorry to hear... at least it wasnt a HP 


+1


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 3354 of 4,450
Moderator Emerita

Re: Garden Club Meeting - September 2013

@tcbofade

Sorry about the denial. You'll get it next time.
Message 3355 of 4,450
Highlighted
Regular Contributor

Re: Garden Club Meeting - September 2013

Just  checking in! School loan rehab will be done in and around late October. Once they update my credit reports and remove all the negatives, I'm hoping my scores will shoot to the high 700's. One step closer towards mortgage in 2015. So far... yet so close.

Message 3356 of 4,450
Senior Contributor

Re: Garden Club Meeting - September 2013


PleioneG wrote:

Just  checking in! School loan rehab will be done in and around late October. Once they update my credit reports and remove all the negatives, I'm hoping my scores will shoot to the high 700's. One step closer towards mortgage in 2015. So far... yet so close.


Hey there! Check in complete. I hope your score jumps considerably Smiley Happy

Message 3357 of 4,450
Moderator Emerita

Re: Garden Club Meeting - September 2013

@PleioneG

October is just around the corner! Keep plugging away...house hunting is fun!
Message 3358 of 4,450
Regular Contributor

Re: Garden Club Meeting - September 2013

I started filling it out then quit. It makes no sense from a monetary perspective....if it was close I may have considered it, but sheesh. Almost 2X what one of the payoffs would be...and I think some of it may be at 4 percent. Two of the three were lightning fast denials. I expect NFCU to do the same.

 

I will have to sue EQ to fix my CR. Too bad I can't find a lawyer to take it on. Consumer attorneys are very busy peeps these days.

 

Chastened and headed back to the garden with my crap scores that never move upward....and a seedling that does not work.

Starting FICO, June 2010: EX-581, EQ-581, TU-581
Now: EX-742 EQ-710 TU-709

Currently: NFCU Platinum Visa 18K, BECU Visa 15K, Navchek 15K, Vystar+ CU Platinum Visa 10000, AMEX Delta SkyMiles 9K, Military Star 8200, Nordstrom VS 7800, Macys 7600, Lowes 6K, Pier 1 6K, Mohawk Floor 4500, TJX Mastercard 4K, Pottery Barn 4K, Amazon 3600, Talbots 3000, Barclaycard 2400, Ann Taylor 2280, Ballard Design, 1500, Victorias Secret 750, NY&CO 500, J.Crew 300



Message 3359 of 4,450
Senior Contributor

Re: Garden Club Meeting - September 2013


09Lexie wrote:
@PleioneG

October is just around the corner! Keep plugging away...house hunting is fun!

It is fun until after the 20th home you still can't agree with your significant other Smiley Very Happy

Message 3360 of 4,450