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09Lexie
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Registered: ‎09-13-2012
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Re: Garden Club Meeting - September 2013

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myjourney
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Re: Garden Club Meeting - September 2013


parakleet wrote:
I can't believe it's already September! Hope everyone is enjoying their holiday weekend! I'm still a little seedling but I'm pretty confident I'll make it to bronze. I've already made it to bronze twice (😝I think)! But each time, I ended up stepping out - for good lots of money saving TLs though! This time, I have pretty much everything I need at the moment so barring something crazy happening (like my 15 yr old Toyota crapping out in the next month), I want to shoot for silver.

Bronze is easy for you .....you know how to garden...get er done :smileywink:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


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09Lexie
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Re: Garden Club Meeting - September 2013

@Focused

Thank you. Take care driving DD back to school.
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myjourney
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Re: Garden Club Meeting - September 2013


eviLution wrote:
Congrats on joining the gold club tinu!

Hey stranger you're doing pretty good to

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


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myjourney
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Re: Garden Club Meeting - September 2013


09Lexie wrote:
Happy September GCers! I couldn't leave without signing in for the month and wishing you all well in your gardening journey.

September should be good for me score wise. I will have 3 inqs/accts on EX/TU aging to 1 yr.
Also, it'll be 6 mos from my mega spree of March.

I wish everyone well and I'll be checking in next week .

myjourney, keep 'em in line. :smileytongue:

Have fun ...enjoy and make great memories Hawaii her she comes Wooo Hooo

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


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myjourney
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Re: Garden Club Meeting - September 2013


FocusedAndDetermined wrote:

Well, I have an early morning tomorrow to return my DD to campus, so I'm signing off for the night.

 

Everyone have a happy, healthy and safe Labor Day weekend.  If I'm not to wiped out I will pop in tomorrow.


Night be safe and don't be crying when you drop DD off at school :smileyhappy:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


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myjourney
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Re: Garden Club Meeting - September 2013


FocusedAndDetermined wrote:

@myjourney

 

Looks like you will be on your own for a bit, bt I know you can handle it.:smileywink:

 

Send up a flare if anyone steps out of line.


Lol

You got it 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


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BlueNightStar
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Re: Garden Club Meeting - September 2013


parakleet wrote:
I can't believe it's already September! Hope everyone is enjoying their holiday weekend! I'm still a little seedling but I'm pretty confident I'll make it to bronze. I've already made it to bronze twice (😝I think)! But each time, I ended up stepping out - for good lots of money saving TLs though! This time, I have pretty much everything I need at the moment so barring something crazy happening (like my 15 yr old Toyota crapping out in the next month), I want to shoot for silver.

I have a 15 year old Toyota too! My mechanic told me it's good for at least another 75,000 miles.:smileyhappy: On another note, I've changed all my plans and decided I'm going to shoot for one year in the garden.

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myjourney
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Re: Garden Club Meeting - September 2013


hot4u wrote:

myjourney wrote:

FocusedAndDetermined wrote:

tinuviel wrote:

FocusedAndDetermined wrote:

tinuviel wrote:

BearsAndTurtlesRtheBest wrote:

I get my bronze spade on the 3rd cant wait!!!!


I get my gold the following day, on the 4th. Looks like a good week coming up for us both. :smileyhappy:


WTG - never a doubt that you would reclaim your status.


Thanks. I'm also thrilled that my scores have bounced not only back, but also higher, after every stint of gardening. For example, a year ago on  August 24 I apped for four cards; my EQ score was 723. After the app spree and all of the cards reported, I dropped down to the upper 600s -- ouch! But I bounced back, and when I did my final bit of apping on March 4 of this year, my EQ score was 766. Again, after everything reported, I fell down to 734. Now that I've sat back and allowed things to age, I'm up to an EQ of 772! I imagine my scores have or soon will reach a plateau, but I'm very happy with where I'm at. It's a long, long way from where I started this journey. Using cards responsibly coupled with spending meaningful periods of time in the garden have really paid off.


Well, you certainly are inspiring and encouraging!

 

I don't know where my scores were after I filed bk7 in 07; I was too afraid/depressed to look.  I figured I was dead in the water for 10yrs.  I was able to get 1 CC in 08, a WaMu platinum Visa, and that was all I had for years.  Applied for one or two cards, but was denied.  Sat back and was bascially cash-and-carry for a good stretch of time. 

 

Since joining myfico in Dec '12, I have obtained 5 new cards after PCing my Chase Visa to a Freedom.  Now, I'm quite content to nurse my Discover, Barclay MC and VS.  (The other two don't get much use.)  My current scores range between 730 and 765.  I want to get, at least 1 score, to 800.  So, in the garden I stay until the dust begins to settle.


Looking at your scores and knowing you are giving it your all I see nothing but success BRAVO


Congrats.. Hope some day to have your scores


You can do it too:smileywink:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


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myjourney
Posts: 26,104
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Re: Garden Club Meeting - September 2013


hot4u wrote:

09Lexie wrote:
Happy September GCers! I couldn't leave without signing in for the month and wishing you all well in your gardening journey.

September should be good for me score wise. I will have 3 inqs/accts on EX/TU aging to 1 yr.
Also, it'll be 6 mos from my mega spree of March.

I wish everyone well and I'll be checking in next week .

myjourney, keep 'em in line. :smileytongue:

Lexie,

Will be waxing Boogie Board for you...:smileyhappy:


LOL:smileysurprised:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13



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