Garden Club Meeting - September 2014

[mongstradamus]

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@Ghoshida wrote:

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@mongstradamus wrote:

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@SunriseEarth wrote:

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@mongstradamus wrote:

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@SunriseEarth wrote:

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@mongstradamus wrote:

Good day to GC!! I am checking in from chiang mai since I have free extra minutes I had a flight a flight from bangkok to chiang mai and had zero leg room I could understand why people use knee defender.if the person in front of me reclined would have been in bad shape lol .my knees were hitting seat in front of me,drawbacks of being over six feet tall  

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Ack!   Sorry you were so cramped!  I'm 5'11", so I'm usually just slightly uncomfortable in an airline seat.

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It was an short flight I played mah jong on my tablet the whole way!!! Emirates definitely has much better leg room ,and cuter flight attendants for that matter. Chiang mai is pretty quiet and laid back.doesn't feel as hot either even when its 90+

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Well, who doesn't like a good view?   Heheh

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I wonder if it's pre requisite to work as emirates flight attendant you have to be very attractive 

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Hello Mong !

Safe travels. I'm a fan of Emirates too. And yeah, I understand how you feel with cramped legroom ! 

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Yeah if that person reclined in her seat I definitely may have lost my knee caps lol 

[mongstradamus]

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@-NewGuy- wrote:

Hello everyone.

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Good morning checking in from chiang mai sir

[mongstradamus]

So far Thailand has been pretty much cash only country from what I have noticed.the airline I flew from bangkok to chiang mai doesn't accept any foreign credit cards and restaurant at airport only accepts cash weird . also I have noticed places that do accept cc like to do it in this order mc,visa,amex,discover. Hope this hotel we are staying at now accepts cc lol.

[myjourney]

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

Tonight: Test your Knowledge all in fun

True or False

 1  A CLI request with Chase and BofA is a SP?

1. You can request a CLI on GE after 4 months?

1. AU accounts for Amex backdate to when I was added as an AU when I get my own card?\

1. If I join the garden my official start is 24 hours after my last HP?

1. The card is perfect for me because it gives a free Fico score and 1% on all purchases? Walmart

1. To help raise my scores I need 2-3 CC's?

1. A good mix of credit is an installment loan, 2-3 CC's, and auto loan?

1. I have 1 baddie 3-4 CC's, and mortgage on my CR's no HP's for 1 year but I'll never have a 700+ score until the baddies are removed? Current score 662

1.   GC members will help with any questions I may have and not wish to start a thread about?

I am new in the GC and no one answered my question I should just forget about it?

Bonus round  

1. I have 38 HP's in 12 months its ok since I was approved for a car, 6 store cards and 2 CC's All my baddies (6) fall off 9/6/14 according to my CR's so I should app at midnight on 9/6/14?

2.  Because MJ has been here and posted so much I should believe it when he says I will be approved based on a pre-approval site without asking me about baddies, how many TL's I have and how long I've had them, what's my AAoA, UTL?

Tonight's menu Hot wings 

[chalupaman]

Hey everyone.

[myjourney]

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@chalupaman wrote:

Hey everyone.

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Hello and happy Friday 

[MsLadyRover]

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@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

Tonight: Test your Knowledge all in fun

True or False

 1  A CLI request with Chase and BofA is a SP?

1. You can request a CLI on GE after 4 months?

1. AU accounts for Amex backdate to when I was added as an AU when I get my own card?\

1. If I join the garden my official start is 24 hours after my last HP?

1. The card is perfect for me because it gives a free Fico score and 1% on all purchases?

1. To help raise my scores I need 2-3 CC's?

1. A good mix of credit is an installment loan, 2-3 CC's, and auto loan?

1. I have 1 baddie 3-4 CC's, and mortgage on my CR's no HP's for 1 year but I'll never have a 700+ score until the baddies are removed? Current score 662

1.   GC members will help with any questions I may have and not wish to start a thread about?

I am new in the GC and no one answered my question I should just forget about it?

Bonus round  

1. I have 38 HP's in 12 months is ok since I was approved for a one car, 6 store cards and 2 CC's All my baddies (6) fall off 9/6/14 according to my CR's so I should app at midnight on 9/6/14?

2.  Because MJ has been here and posted so much I should believe it when he says I will be approved based on a pre-approval site without asking me about baddies, how many TL's I have and how long I've had them, what's my AAoA, UTL?

Tonight's menu Hot wings 

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Hello Gardeners!

How is everyone?

Happy to be here tonight.  I've been very busy with work and my son going back to school and have not been able to get onlne as much as usual.

But I am back!!

The wings look delicious! I will have an order with ranch dressing.

Here ae my answers to tonight's questions...

Tonight: Test your Knowledge all in fun
True or False
1 A CLI request with Chase and BofA is a SP?

FALSE

You can request a CLI on GE after 4 months?

TRUE

AU accounts for Amex backdate to when I was added as an AU when I get my own card?

FALSE

If I join the garden my official start is 24 hours after my last HP?

TRUE

The card is perfect for me because it gives a free Fico score and 1% on all purchases?

WHAT CARD?

To help raise my scores I need 2-3 CC's?

TRUE

A good mix of credit is an installment loan, 2-3 CC's, and auto loan?

TRUE

I have 1 baddie 3-4 CC's, and mortgage on my CR's no HP's for 1 year but I'll never have a 700+ score until the baddies are removed? Current score 662

FALSE

GC members will help with any questions I may have and not wish to start a thread about?

TRUE

I am new in the GC and no one answered my question I should just forget about it?

FALSE

Bonus round
I have 38 HP's in 12 months is ok since I was approved for a one car, 6 store cards and 2 CC's All my baddies (6) fall off 9/6/14 according to my CR's so I should app at midnight on 9/6/14?

FALSE

Because MJ has been here and posted so much I should believe it when he says I will be approved based on a pre-approval site without asking me about baddies, how many TL's I have and how long I've had them, what's my AAoA, UTL?

FALSE

[myjourney]

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@MsLadyRover wrote:

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@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

Tonight: Test your Knowledge all in fun

True or False

 1  A CLI request with Chase and BofA is a SP?

1. You can request a CLI on GE after 4 months?

1. AU accounts for Amex backdate to when I was added as an AU when I get my own card?\

1. If I join the garden my official start is 24 hours after my last HP?

1. The card is perfect for me because it gives a free Fico score and 1% on all purchases?

1. To help raise my scores I need 2-3 CC's?

1. A good mix of credit is an installment loan, 2-3 CC's, and auto loan?

1. I have 1 baddie 3-4 CC's, and mortgage on my CR's no HP's for 1 year but I'll never have a 700+ score until the baddies are removed? Current score 662

1.   GC members will help with any questions I may have and not wish to start a thread about?

I am new in the GC and no one answered my question I should just forget about it?

Bonus round  

1. I have 38 HP's in 12 months is ok since I was approved for a one car, 6 store cards and 2 CC's All my baddies (6) fall off 9/6/14 according to my CR's so I should app at midnight on 9/6/14?

2.  Because MJ has been here and posted so much I should believe it when he says I will be approved based on a pre-approval site without asking me about baddies, how many TL's I have and how long I've had them, what's my AAoA, UTL?

Tonight's menu Hot wings 

---

Hello Gardeners!

How is everyone?

Happy to be here tonight.  I've been very busy with work and my son going back to school and have not been able to get onlne as much as usual.

But I am back!!

The wings look delicious! I will have an order with ranch dressing.

Here ae my answers to tonight's questions...

Tonight: Test your Knowledge all in fun
True or False
1 A CLI request with Chase and BofA is a SP?

FALSE

You can request a CLI on GE after 4 months?

TRUE

AU accounts for Amex backdate to when I was added as an AU when I get my own card?

FALSE

If I join the garden my official start is 24 hours after my last HP?

TRUE

The card is perfect for me because it gives a free Fico score and 1% on all purchases?

WHAT CARD? Ooops my bad Walmart Lol

To help raise my scores I need 2-3 CC's?

TRUE

A good mix of credit is an installment loan, 2-3 CC's, and auto loan?

TRUE

I have 1 baddie 3-4 CC's, and mortgage on my CR's no HP's for 1 year but I'll never have a 700+ score until the baddies are removed? Current score 662

FALSE

GC members will help with any questions I may have and not wish to start a thread about?

TRUE

I am new in the GC and no one answered my question I should just forget about it?

FALSE

Bonus round
I have 38 HP's in 12 months is ok since I was approved for a one car, 6 store cards and 2 CC's All my baddies (6) fall off 9/6/14 according to my CR's so I should app at midnight on 9/6/14?

FALSE

Because MJ has been here and posted so much I should believe it when he says I will be approved based on a pre-approval site without asking me about baddies, how many TL's I have and how long I've had them, what's my AAoA, UTL?

FALSE

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I can always count on you to be here and contribute to the knowledge.... Bravo

Good answer will PM grade Lol

[MsLadyRover]

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@myjourney wrote:

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I can always count on you to be here and contribute to the knowledge.... Bravo

Good answer will PM grade Lol

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Thanks MJ! 

[heyarrnold]

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@-NewGuy- wrote:

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@heyarrnold wrote:

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@-NewGuy- wrote:

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@heyarrnold wrote:

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@-NewGuy- wrote:

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@heyarrnold wrote:

Good morning all!

I've been away from the GC. It has been a busy few days at work. 

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Hey bud, how's it going?

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It's going well! How are you?

Also, great news. Apparently for the Prestige, we will be able to double dip. They will give us $250 on top of the current $200

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Wait, how? Could you elaborate? Meaning if we use the $200 now we'll get the $250 in October? Or...

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That's correct. According to the CSR that I spoke to, you will receive another $250 once the changes come into play. 

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That's good to know. Technically, the T+C says that the $250 credit replenishes in December, so it sounds like you could get ANOTHER one if you use your $250 between October 19th and December.

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Yup, that's correct! You're going to be making moneyyyyy