cancel
Showing results for 
Search instead for 
Did you mean: 

Garden Club Meeting - September 2014

tag
Anonymous
Not applicable

Re: Garden Club Meeting - September 2014

Hello all! Having an awesome day of football, pizza and beautiful California weather Smiley Very Happy Desire to app is gone, focused on seeing my overall credit improve. Stay strong

Message 401 of 1,708
Anonymous
Not applicable

Re: Garden Club Meeting - September 2014

Hello there! New here to the myfico forums. Have gotten a lot of great information on credit here and I guess it is time for me to stop and plop myself down here in the garden with you guys. I recently applied for PNC flex, Cap One CLI, Chase Slate, Kohls CLI, and Discover IT. So now that I am finally with a good BT card and paying down my balance I suppose it would not be a good idea to apply for anymore cards for a while.. So here I am!

Message 402 of 1,708
thelastoneonearth
Contributor

Re: Garden Club Meeting - September 2014

I'm officially in the garden! I tried a few months ago, but couldn't help it. Now I have my gloves on!

Capital One Secured Platinum $750.00, Amazon Store Card $500.00, AEO Visa $4000.00, PlayStation Credit Card $500.00, My BestBuy Platinum MasterCard $1000.00 Amazon Chase $500.00 Discover IT $1500. Chase Disney Premier Visa $5000. Barclays Carnival Cruise MasterCard $500 Bank of America Norwegian Visa Signature $1500 "Apple Card" $1700 Chase Sapphire Preferred $5,000

My future card list:
Amex BCE
Citi Hilton Honors
AAOA 1.2years
Message 403 of 1,708
HautePinQ
Member

Re: Garden Club Meeting - September 2014

Been lurking for  a while, thought I'd finally post. I'm officially gardening.  Last app was 8/31/14. Hope to garden for 6 months to a year from then


Message 404 of 1,708
Anonymous
Not applicable

Re: Garden Club Meeting - September 2014

kind of scared lol have gone from 1400 total limit to 6300 though utilization is around 600 total all in 10 days why gardening

Message 405 of 1,708
FocusedAndDetermined
Senior Contributor

Re: Garden Club Meeting - September 2014


@HautePinQ wrote:

Been lurking for  a while, thought I'd finally post. I'm officially gardening.  Last app was 8/31/14. Hope to garden for 6 months to a year from then


Welcome to the GC!  It's a great place for helping you stick to your goals. 

Message 406 of 1,708
chalupaman
Super Contributor

Re: Garden Club Meeting - September 2014

I'll really try harder to stay in the garden. Darn it, Citi. Still can get tempting occasionally but really sucks how they won't let me do any PCs on my current card with them.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 407 of 1,708
RushXTC
Established Contributor

Re: Garden Club Meeting - September 2014

"Enjoying" my gardening...

 

It's super hot in Los Angeles, CA and I have a cold... Which means I can't enjoy A/C D=! It's really hot.

Message 408 of 1,708
Anonymous
Not applicable

Re: Garden Club Meeting - September 2014


@chalupaman wrote:

I'll really try harder to stay in the garden. Darn it, Citi. Still can get tempting occasionally but really sucks how they won't let me do any PCs on my current card with them.


setback.jpg

Message 409 of 1,708
BUN
Established Contributor

Re: Garden Club Meeting - September 2014

Good evening gardners! Still going strong..whenever I get the urge to app I live vicariously through the spree-ers on the approvals thread! Smiley Very Happy I acquired all of my cards from June to July, so two years of gardening for me! 6 inquiries for each CA, but each passing month the score is rebounding. Disheartening to see the big dip, but after that massive rebuild, all but 1 card was AU. I had to get some individual cards! Just got my 61 day 3x CLI on my Costco Amex, so things are moving right along. hope everyting is doing well for everyone else here in the Garden...good nightt! Smiley Happy

Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.
Message 410 of 1,708
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.