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Garden Club Meeting - September 2014

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myjourney
Super Contributor

Re: Garden Club Meeting - September 2014


@SunriseEarth wrote:

@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

 

Garden rules apply

No Drapping Allowed

 

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

 

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

 

Tonight's question

I know everyone's answer will be different but what is the one most important thing that you've learned on the forum that's made you more credit savvy?

 


Just one?   I'm going to agree with Lexie...the importance of UTIL!

 

And pass me a Jack & Coke!   thank you.  


Hi ya Sunrise 

Cheers to UTL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 651 of 1,708
myjourney
Super Contributor

Re: Garden Club Meeting - September 2014


@DaniBananiie wrote:
Hey MJ. /)

Whatzzz up and how's the Lil one?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 652 of 1,708
mongstradamus
Super Contributor

Re: Garden Club Meeting - September 2014

How's 


@DaniBananiie wrote:
Hello mong.

How's it going today? It's pretty sunny out today here going to take an look at beach 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 653 of 1,708
DaniBananiie
Established Contributor

Re: Garden Club Meeting - September 2014

MJ: Uh...LOL
Mong: everything is going great. Thanks for asking!
 photo IT_REDDAISY_zps2c12a8e3.gif
Message 654 of 1,708
destine2grow
Frequent Contributor

Re: Garden Club Meeting - September 2014

Heels everyone! I pre ordered my iphone 6 plus and can't wait to receive it. As I manage advisors that that apple tech calls, we are all super excited this day finally arrived!

For me the one thing I have learned is patience, however I am still working on that one. The other thing would be to make sure I manage my utilization and not buy things I can't afford or have a game plan on when to have the item paid off.

Message 655 of 1,708
myjourney
Super Contributor

Re: Garden Club Meeting - September 2014


@destine2grow wrote:
Heels everyone! I pre ordered my iphone 6 plus and can't wait to receive it. As I manage advisors that that apple tech calls, we are all super excited this day finally arrived!

For me the one thing I have learned is patience, however I am still working on that one. The other thing would be to make sure I manage my utilization and not buy things I can't afford or have a game plan on when to have the item paid off.

Very good answers and welcome as always 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 656 of 1,708
myjourney
Super Contributor

Re: Garden Club Meeting - September 2014


@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

 

Garden rules apply

No Drapping Allowed

 

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

 

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

 

Tonight's question

I know everyone's answer will be different but what is the one most important thing that you've learned on the forum that's made you more credit savvy?

 

Tonight's Menu

Surf and turf

Seafood salad

Drink Menu

Wine and Beer

Non alcoholic drinks available

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 657 of 1,708
DaniBananiie
Established Contributor

Re: Garden Club Meeting - September 2014

I've learned that patience is the key to excellent credit scores. I've learned how be responsible with credit cards, spacing applications, and checking my credit reports every year.
 photo IT_REDDAISY_zps2c12a8e3.gif
Message 658 of 1,708
myjourney
Super Contributor

Re: Garden Club Meeting - September 2014


@DaniBananiie wrote:
I've learned that patience is the key to excellent credit scores. I've learned how be responsible with credit cards, spacing applications, and checking my credit reports every year.

Good answer Dani and thanks for sharing 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 659 of 1,708
DaniBananiie
Established Contributor

Re: Garden Club Meeting - September 2014

Thanks MJ!
 photo IT_REDDAISY_zps2c12a8e3.gif
Message 660 of 1,708
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