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@09Lexie wrote:
@Simba501 wrote:
@Closingracer99 wrote:I might be checking in and checking out soon depending on if I want to move to Sprint which i would figure take a HP on my report. Hopefully not EX
I thought HPs for stuff like that were acceptable?
EDIT: From the OP - "Therefore, Hard Pulls/Inquiries for the following bona fide reasons are exempt but not limited to: Opening checking/savings accounts (so long as no line of credit is being opened in addition to these accounts), Employment Applications, Apartment Rentals, Utilities and other such services. These are not considered to be applications for credit per se."
Absolutely correct; hps for banking are fine.
Cellphone service as well?
@Closingracer99 wrote:
@09Lexie wrote:
@Simba501 wrote:
@Closingracer99 wrote:I might be checking in and checking out soon depending on if I want to move to Sprint which i would figure take a HP on my report. Hopefully not EX
I thought HPs for stuff like that were acceptable?
EDIT: From the OP - "Therefore, Hard Pulls/Inquiries for the following bona fide reasons are exempt but not limited to: Opening checking/savings accounts (so long as no line of credit is being opened in addition to these accounts), Employment Applications, Apartment Rentals, Utilities and other such services. These are not considered to be applications for credit per se."
Absolutely correct; hps for banking are fine.
Cellphone service as well?
Yes, I'm pretty sure that falls into the "Utilities and other such services" category.
@Irisa wrote:
@Closingracer99 wrote:
@09Lexie wrote:
@Simba501 wrote:
@Closingracer99 wrote:I might be checking in and checking out soon depending on if I want to move to Sprint which i would figure take a HP on my report. Hopefully not EX
I thought HPs for stuff like that were acceptable?
EDIT: From the OP - "Therefore, Hard Pulls/Inquiries for the following bona fide reasons are exempt but not limited to: Opening checking/savings accounts (so long as no line of credit is being opened in addition to these accounts), Employment Applications, Apartment Rentals, Utilities and other such services. These are not considered to be applications for credit per se."
Absolutely correct; hps for banking are fine.
Cellphone service as well?
Yes, I'm pretty sure that falls into the "Utilities and other such services" category.
Still Don't think ill get a favorable deal with Sprint if they pull my EX score
They are offering to give me a $350 Gift card to pay off the EIP on my T-mobile bill though which is appealing though
Checking in for the Month of September!
@Closingracer99 wrote:Still Don't think ill get a favorable deal with Sprint if they pull my EX score
They are offering to give me a $350 Gift card to pay off the EIP on my T-mobile bill though which is appealing though
How come? 717 isn't a bad score. Do you have a lot of inquiries on your EX report?
I wonder which one Verizon pulls. I'm thinking of switching from Sprint to Verizon. They are more expensive, but I'm tired of Sprint's coverage in my area.
@Closingracer99 wrote:
@09Lexie wrote:
@Simba501 wrote:
@Closingracer99 wrote:I might be checking in and checking out soon depending on if I want to move to Sprint which i would figure take a HP on my report. Hopefully not EX
I thought HPs for stuff like that were acceptable?
EDIT: From the OP - "Therefore, Hard Pulls/Inquiries for the following bona fide reasons are exempt but not limited to: Opening checking/savings accounts (so long as no line of credit is being opened in addition to these accounts), Employment Applications, Apartment Rentals, Utilities and other such services. These are not considered to be applications for credit per se."
Absolutely correct; hps for banking are fine.
Cellphone service as well?
*The Garden Club community recognizes that certain inquiries are necessary for factors beyond those listed above. Therefore, Hard Pulls/Inquiries for the following bona fide reasons are exempt but not limited to: Opening checking/savings accounts (so long as no line of credit is being opened in addition to these accounts), Employment Applications, Apartment Rentals, Utilities and other such services. These are not considered to be applications for credit per se.
Good morning GC ! Checking in for September!
Morning all!
I'm back in the garden after escaping (had to purchase a vehicle). My plan is to stay in the garden until I get my diamond back (oh, how I miss that diamond... ). I'm about five days away from my bronze spade...
But at least I know have a more reliable vehicle...
@digitaldiva wrote:Morning all!
I'm back in the garden after escaping (had to purchase a vehicle). My plan is to stay in the garden until I get my diamond back (oh, how I miss that diamond... ). I'm about five days away from my bronze spade...
But at least I know have a more reliable vehicle...
Review the recent, previous posts. If you're not applying to obtain a line of credit of some sort, you technically never left.
@Simba501 wrote:
@digitaldiva wrote:Morning all!
I'm back in the garden after escaping (had to purchase a vehicle). My plan is to stay in the garden until I get my diamond back (oh, how I miss that diamond... ). I'm about five days away from my bronze spade...
But at least I know have a more reliable vehicle...
Review the recent, previous posts. If you're not applying to obtain a line of credit of some sort, you technically never left.
Financing a car is a line of credit and resets the clock.