Garden Club - October 2014

[Ghoshida]

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@09Lexie wrote:

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@Ghoshida wrote:

Seems like no decision yet on the "GC as a sub-forum" topic

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No, but it is being discussed on the MOD/Admin Board.  Things do not always move as fast as we would like but you all will be notified of any decisions.

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I understand; it's not practical to take this decision in a day.

I personally feel mods here are doing a terrific job, compared to many forums I've seen elsewhere.

Also, checking in for October, and waiting for my gold spade.

Yes, I had initially given in to the NASA temptation, but thankfully because my EX was frozen, the membership processing got delayed. I have since unfrozen EX for letting the membership through, but did a quick reality check and decided against apping for the CC. I'll wait till I get my new spade, check all my new scores at the end of October, get that long-awaited 3X CLI from AMEX, and some other things, before I take the bait.

Staying strong in the garden.

[coldnmn]

Checking in! Good morning GC!

[tcbofade]

Good morning boys and girls, and happy October.

Over four months app free. 

Still not sure of an exact exit date, but anxiously awaiting DW's refi in January.

[Anonymous]

Count me in

Last hp's: June/carmax 4

             August/Mortgage app, AT&T

Planning on stayin in garden at least until April 15

Good luck everyone!

[chalupaman]

I'm really determined to try staying in the garden for as long as I can. Barclays will probably be watching me like a hawk now that I have my second flexible spending card from them. My first one is from Chase.

[alinoapa]

I'm in for October...no apps for me, trying to focus on the long term

[Anonymous]

Checking in officially. Even though technically my last account was added sept 26, I'm counting today as my day one. It's been tough staying in the garden. I hope to stay here until At least January (when I may try for another Amex, but still not sure yet) or April. I currently have 3-5 cards on my wish list (BCE/BCP, Sallie Mae, Cash Plus, and maybe Better Balance and Double Cash) and hope to add them by 2016. Credit score wise, I hope to get all scores back up over 700 in the short term..the only fix I'll get this month will be my Amex CLI, which I'm hoping I'll get despite all these new accounts :-/.
Alrightttt, let's ride

[twanswife916]

HAPPY OCTOBER GC!!!!!!

Last app pulled the end of August. Placed a freeze on all my reports to keep myself in the garden until this time next year when I am ready to purchase my first house.

[shakalaka]

Good Morning all,

checking in also. Almost 9 month app free.

And whoever needs a reason for not apping. My credit history (and my SSN) is just 2.5 years old. Patience and a lot of help from this great forum brought me to where I am today.

Thanks all

[iCoop]

I'm firmly in the garden for at least the next year as I let some of these hard inquiries fall off. I will perhaps come out to request higher limits in November 2015 but I doubt it as I can consolidate a few cards for higher limits instead.