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Garden Club - October 2014

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MissMoni223
Senior Contributor

Re: Garden Club - October 2014

Awwww, no place like the Garden! I'm looking forward to getting my Silver Spade on the 26th and encouraging others along the way! HAPPY October GC!!! Smiley Very Happy

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 41 of 1,810
MissMoni223
Senior Contributor

Re: Garden Club - October 2014


@MissMoni223 wrote:

Awwww, no place like the Garden! I'm looking forward to getting my Silver Spade on the 26th and encouraging others along the way! HAPPY October GC!!! Smiley Very Happy


Oh BTW, I'm here INDEFINITELY!!! Smiley Wink

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 42 of 1,810
Anonymous
Not applicable

Re: Garden Club - October 2014

Goooooooooooooood Morning, Garden!

And happy 'Wear YourSuperheroes Day'

 

Doing a little leftover weeding on the husbeast's reports then time to let the soil rest over the winter. Smiley Very Happy

Message 43 of 1,810
skigirl916
Established Contributor

Re: Garden Club - October 2014

I'm stickin' to the garden this time.

 

Can someone shackle me down? Or put a tracking device on me?

Message 44 of 1,810
Anonymous
Not applicable

Re: Garden Club - October 2014

Hello everyone, 

 

Just hit my 7 month mark. 5 more to go to make my 1 year of credi history. Gonna be locked in here tight, gardening until then. I do have a question, though. Why do you talk so much about freezing your accounts? So many people have mentioned it in just one day. Doesn't that allow creditors to not pull certain reports? Why would you need that if you're not apping? 

Message 45 of 1,810
RBFool
Contributor

Re: Garden Club - October 2014

Checking in for october!

 

I wasn't going to log in today but I was lurking and found a post I wanted to reply to... Since I was logged in I figured I'd check in.

 

Nothing changes for me credit wise. I'm going to hit up cap one EO next month for a CLI before my 6 months is up, but that's late nov.


  

BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature

Message 46 of 1,810
jsucool76
Super Contributor

Re: Garden Club - October 2014

Checking in. All done applying for a while after NASA. 

Message 47 of 1,810
wmweeza
Established Contributor

Re: Garden Club - October 2014


@destine2grow wrote:
Good morning everyone! I am going to make this month all about gardening. I have decided to do something else I enjoy more than appin. Which is reading. So whenever I get the itch I will go read one of my new books. Let's hope this helps.

I have over 500 (closer to 600) books in my house, I can understand as a fellow bibliophile the need to read! It does fill the void at times, and help resist outside temptation


Last App 10/14. FICO's: AMEX Ex 846, BarclayTU08 815.FAKOs:CreditKarma 775,CS score 771.BofA 5400,Target $5000,Barnes $8500,Amex $22k
Message 48 of 1,810
SunriseEarth
Moderator Emeritus

Re: Garden Club - October 2014


@ronstar7 wrote:

Quick question regaridng the spades in our siggy. Do we change them accordng to month of our last app or do we wait until the actual day in the month that conicides with our last app. Example my last app was 7/28/14 so do I change to silver now or wait til 10/28/14?

 

Thanks!


The actual day.   So you'll be bronze until 10/28



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 49 of 1,810
Anonymous
Not applicable

Re: Garden Club - October 2014

Got an alert my EQ went up 9 points....based on a new interest rate of 4.423% for a 30 year mortgage. Which would be plausible IF there was an actual mortgage on my account, not even close :/ This 3B product is ridiculous! smh In my mind I'm picturing a crew of spider monkeys keying in score alerts with no rhyme or reason
Message 50 of 1,810
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