Garden Club - October 2014

[907grown]

Checking in, feeling good. It's been 4 days since I've apped!! Getting ready to close old capital one that is open but restricted. As of today, my cap 1 QS 1 is paid off!! Sm'd Cap 1 to see if I could convert from the QS1 to the QS, reply email said no but I could apply for for QS. Since I am not apping now, I will call a human in February and see about converting then.  AF will come due in march. 

[RBFool]

---

@907grown wrote:

Checking in, feeling good. It's been 4 days since I've apped!! Getting ready to close old capital one that is open but restricted. As of today, my cap 1 QS 1 is paid off!! Sm'd Cap 1 to see if I could convert from the QS1 to the QS, reply email said no but I could apply for for QS. Since I am not apping now, I will call a human in February and see about converting then.  AF will come due in march. 

---

That's good! You're on the road to recovery! 

I suggest contacting cap 1 EO VS just cold calling their customer service. You can probably get the AF waived if you can't PC the card.

[-NewGuy-]

---

@Anonymous wrote:

Entering the garden as I watch the fallout from my credit spree.

My poor scores are getting hammered lately as all the new accounts start showing up.

---

Just let them take time to recover and they'll be okay.

[kjel]

Popping in to get my bronze spade today. Trying to slide through the rest of the work day without doing much since this girl is on VACATION next week. Getting on a boat headed towards the Caribbean on Sunday (paid cash, that was a first!).

I am trying to be sooooo good in not applying for anything because I don't need it and I am working towards a mortgage app.

[-NewGuy-]

---

@kjel wrote:

Popping in to get my bronze spade today. Trying to slide through the rest of the work day without doing much since this girl is on VACATION next week. Getting on a boat headed towards the Caribbean on Sunday (paid cash, that was a first!).

I am trying to be sooooo good in not applying for anything because I don't need it and I am working towards a mortgage app.

---

Congrats on the new spade AND your trip!

[myjourney]

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

Tonight's question

Share your tips of what keeps you motivated to successfully garden to ensure you don't apply to fast or often for credit thus reducing your odds of approval?

Tonight's Menu

Lasagna and salad

Drink Menu

Wine and Beer

Non alcoholic drinks available

I have to run out for about an hour but will return and respond to each and everyone participating in the social......... MJ

[Anonymous]

---

@myjourney wrote:

Tonight's question

Share your tips of what keeps you motivated to successfully garden to ensure you don't apply to fast or often for credit thus reducing your odds of approval?

---

My daughter needs a dog.
In order for my daughter to get a dog we need to own our own home. 

She turns 6 next summer. Perfect birthday to get a dog.

Ergo, we need to be homeowners by next summer. Which, in turn, means I need to sit in my little plot and let the field lie fallow over the winter.

[coldnmn]

---

@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

Tonight's question

Share your tips of what keeps you motivated to successfully garden to ensure you don't apply to fast or often for credit thus reducing your odds of approval?

Tonight's Menu

Lasagna and salad

Drink Menu

Wine and Beer

Non alcoholic drinks available

I have to run out for about an hour but will return and respond to each and everyone participating in the social......... MJ

---

Opt back in and check the Citi pre qualify site and see I am! 

 I know wrong answer! )))in the corner(((  

[myjourney]

---

@Anonymous wrote:

---

@myjourney wrote:

Tonight's question

Share your tips of what keeps you motivated to successfully garden to ensure you don't apply to fast or often for credit thus reducing your odds of approval?

---

My daughter needs a dog.
In order for my daughter to get a dog we need to own our own home. 

She turns 6 next summer. Perfect birthday to get a dog.

Ergo, we need to be homeowners by next summer. Which, in turn, means I need to sit in my little plot and let the field lie fallow over the winter.

---

Awwh now this is a awesome reason for motivation to sit tight CreditFitness.....Just a big wow

[myjourney]

---

@coldnmn wrote:

---

@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

Tonight's question

Share your tips of what keeps you motivated to successfully garden to ensure you don't apply to fast or often for credit thus reducing your odds of approval?

Tonight's Menu

Lasagna and salad

Drink Menu

Wine and Beer

Non alcoholic drinks available

I have to run out for about an hour but will return and respond to each and everyone participating in the social......... MJ

---

Opt back in and check the Citi pre qualify site and see I am! 

 I know wrong answer! )))in the corner(((  

---

That's next Friday's answer Lol

Hi ya Cold and welcome