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Garden Club - October 2014

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FocusedAndDetermined
Senior Contributor

Re: Garden Club - October 2014

Hi All--

 

Another hectic couple of weeks, and DD's big birthday is next week, so I need to prep for that event.

 

Creditwise my Arrival+ closed with a reasonable $850.00 balance. Now that the big $6.8K balance is reported as paid I can start looking to see if there is anything I want with a decent sign-up bonus.

 

Hope everyone is doing well and ready for a good weekend.

Message 1111 of 1,810
FocusedAndDetermined
Senior Contributor

Re: Garden Club - October 2014


@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

 

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

 

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

 

Tonight's question

Share your tips of what keeps you motivated to successfully garden to ensure you don't apply to fast or often for credit thus reducing your odds of approval?

 

Tonight's Menu

Lasagna and salad

 

 

Drink Menu

Wine and Beer

Non alcoholic drinks available

 

I have to run out for about an hour but will return and respond to each and everyone participating in the social......... MJ

Smiley Happy

 


Yum - lasagna!Smiley Happy

 

One way to avoid the app itch is to not spend so much time reading the approvals page.  It's easy to get caught up in other's successes.  I also rely on the sage advice of the more experienced. 

 

At this stage it's a little easier to be patient, since I have decent cards with healthy limits.  In the beginning it was a challenge because I had one card with a low limit. Now I have optionsand remove to maneuver.

Message 1112 of 1,810
coldnmn
Mega Contributor

Re: Garden Club - October 2014


@myjourney wrote:

@coldnmn wrote:

@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

 

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

 

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

 

Tonight's question

Share your tips of what keeps you motivated to successfully garden to ensure you don't apply to fast or often for credit thus reducing your odds of approval?

 

Tonight's Menu

Lasagna and salad

 

 

Drink Menu

Wine and Beer

Non alcoholic drinks available

 

I have to run out for about an hour but will return and respond to each and everyone participating in the social......... MJ

Smiley Happy

 


Smiley Happy Opt back in and check the Citi pre qualify site and see I am! 

Smiley Sad I know wrong answer! )))in the corner(((  


That's next Friday's answer Lol

Hi ya Cold and welcome 


Doing good! Grandkids have me wired! Smiley Very Happy

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 1113 of 1,810
FocusedAndDetermined
Senior Contributor

Re: Garden Club - October 2014


@kjel wrote:

Popping in to get my bronze spade today. Trying to slide through the rest of the work day without doing much since this girl is on VACATION next week. Getting on a boat headed towards the Caribbean on Sunday (paid cash, that was a first!).

 

I am trying to be sooooo good in not applying for anything because I don't need it and I am working towards a mortgage app.


Congrats on your bronze - enjoy your vacation!

Message 1114 of 1,810
FocusedAndDetermined
Senior Contributor

Re: Garden Club - October 2014


@Anonymous wrote:

@myjourney wrote:

Tonight's question

Share your tips of what keeps you motivated to successfully garden to ensure you don't apply to fast or often for credit thus reducing your odds of approval?

 


My daughter needs a dog.
In order for my daughter to get a dog we need to own our own home. 

She turns 6 next summer. Perfect birthday to get a dog.

 

Ergo, we need to be homeowners by next summer. Which, in turn, means I need to sit in my little plot and let the field lie fallow over the winter.


Great motivation - stick with it!

Message 1115 of 1,810
FocusedAndDetermined
Senior Contributor

Re: Garden Club - October 2014


@coldnmn wrote:

@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

 

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

 

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

 

Tonight's question

Share your tips of what keeps you motivated to successfully garden to ensure you don't apply to fast or often for credit thus reducing your odds of approval?

 

Tonight's Menu

Lasagna and salad

 

 

Drink Menu

Wine and Beer

Non alcoholic drinks available

 

I have to run out for about an hour but will return and respond to each and everyone participating in the social......... MJ

Smiley Happy

 


Smiley Happy Opt back in and check the Citi pre qualify site and see I am! 

Smiley Sad I know wrong answer! )))in the corner(((  


LOL - naughty!

Message 1116 of 1,810
myjourney
Super Contributor

Re: Garden Club - October 2014


@FocusedAndDetermined wrote:

@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

 

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

 

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

 

Tonight's question

Share your tips of what keeps you motivated to successfully garden to ensure you don't apply to fast or often for credit thus reducing your odds of approval?

 

Tonight's Menu

Lasagna and salad

 

 

Drink Menu

Wine and Beer

Non alcoholic drinks available

 

I have to run out for about an hour but will return and respond to each and everyone participating in the social......... MJ

Smiley Happy

 


Yum - lasagna!Smiley Happy

 

One way to avoid the app itch is to not spend so much time reading the approvals page.  It's easy to get caught up in other's successes.  I also rely on the sage advice of the more experienced. 

 

At this stage it's a little easier to be patient, since I have decent cards with healthy limits.  In the beginning it was a challenge because I had one card with a low limit. Now I have optionsand remove to maneuver.


Words of wisdom indeed 

Hi ya Focus and welcome 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1117 of 1,810
myjourney
Super Contributor

Re: Garden Club - October 2014


@coldnmn wrote:

@myjourney wrote:

@coldnmn wrote:

@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

 

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

 

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

 

Tonight's question

Share your tips of what keeps you motivated to successfully garden to ensure you don't apply to fast or often for credit thus reducing your odds of approval?

 

Tonight's Menu

Lasagna and salad

 

 

Drink Menu

Wine and Beer

Non alcoholic drinks available

 

I have to run out for about an hour but will return and respond to each and everyone participating in the social......... MJ

Smiley Happy

 


Smiley Happy Opt back in and check the Citi pre qualify site and see I am! 

Smiley Sad I know wrong answer! )))in the corner(((  


That's next Friday's answer Lol

Hi ya Cold and welcome 


Doing good! Grandkids have me wired! Smiley Very Happy


Oh I know your happy with the grandkids in attendance Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1118 of 1,810
coldnmn
Mega Contributor

Re: Garden Club - October 2014


@myjourney wrote:

@coldnmn wrote:

@myjourney wrote:

@coldnmn wrote:

@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

 

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

 

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

 

Tonight's question

Share your tips of what keeps you motivated to successfully garden to ensure you don't apply to fast or often for credit thus reducing your odds of approval?

 

Tonight's Menu

Lasagna and salad

 

 

Drink Menu

Wine and Beer

Non alcoholic drinks available

 

I have to run out for about an hour but will return and respond to each and everyone participating in the social......... MJ

Smiley Happy

 


Smiley Happy Opt back in and check the Citi pre qualify site and see I am! 

Smiley Sad I know wrong answer! )))in the corner(((  


That's next Friday's answer Lol

Hi ya Cold and welcome 


Doing good! Grandkids have me wired! Smiley Very Happy


Oh I know your happy with the grandkids in attendance Smiley Wink


Smiley Sad They sting like a bee and run like a bunny rabbit!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 1119 of 1,810
myjourney
Super Contributor

Re: Garden Club - October 2014


@coldnmn wrote:

@myjourney wrote:

@coldnmn wrote:

@myjourney wrote:

@coldnmn wrote:

@myjourney wrote:

On behalf of the GC club

Welcome To The Gardens Friday Night Social Event

 

Garden rules apply

No Drapping Allowed

Respect Everyone's Opinion

Drink responsibly in the virtual world as well as in the real world

Have fun

 

Any Friday is : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

 

Tonight's question

Share your tips of what keeps you motivated to successfully garden to ensure you don't apply to fast or often for credit thus reducing your odds of approval?

 

Tonight's Menu

Lasagna and salad

 

 

Drink Menu

Wine and Beer

Non alcoholic drinks available

 

I have to run out for about an hour but will return and respond to each and everyone participating in the social......... MJ

Smiley Happy

 


Smiley Happy Opt back in and check the Citi pre qualify site and see I am! 

Smiley Sad I know wrong answer! )))in the corner(((  


That's next Friday's answer Lol

Hi ya Cold and welcome 


Doing good! Grandkids have me wired! Smiley Very Happy


Oh I know your happy with the grandkids in attendance Smiley Wink


Smiley Sad They sting like a bee and run like a bunny rabbit!


And you love every minute ...LolSmiley Happy

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1120 of 1,810
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