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Garden Club - October 2014

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-NewGuy-
Moderator Emeritus

Re: Garden Club - October 2014


@MissMoni223 wrote:

GOOD Monday Morning Fellow GC Members!

 

I OFFICIALLY got my Silver Spade (for the 2nd time) on Sunday!!! Whew, I made it and I'm excited about achieving my gardening goals! I'm in it for the long haul!!! Smiley Very Happy


Hey MM, congrats on your Silver Spade!

Message 1571 of 1,810
-NewGuy-
Moderator Emeritus

Re: Garden Club - October 2014


@Imperfectfuture wrote:

Good morning cold and everyone.

And I am cold in Seattle (tm). (Everyone tm's their user name in KINDLE forums, dang need some coffee) Smiley Happy


Hey IF. I hear you on the coffee, for sure. Got my Treinta (sp?) iced coffee right here.

Message 1572 of 1,810
Desmoire
Regular Contributor

Re: Garden Club - October 2014

I'm ashamed to admit it, but I left the garden Saturday while I was at Best Buy. Smiley Sad While me and my gf were looking for a TV mount for my 5 yr old Samsung 42in TV, I saw this glorious LG 4K 65in 3D tv that was astonishing. The sales rep said I could apply for their 24m financing. So I said what the hell, if I am approved I will buy it. Instantly approved for 2300 so I bought it. Ugh.

 

I just jumped from 27% UTL to 37% UTL so I am quite disappointed about that. I need to work my butt off over the next year and get these balances down..  

myFICO Scores EQ 778 TU 783 EX 772 | Mortgage 106774.00 | Auto Loan 15251.00 | AMEX BCE 0/25500 | Lowes 0/6300 | Barclay Rewards 0/5000 | NASA FCU 0/5000 | FNBO 0/4400 | Amazon 0/4000 | FNBO Employee 283/2900 | NFM 0/2600 | Chase Freedom 0/2500 | Best Buy 0/2300 | Cap One 0/2250 | FNBO 0/1100 | NASA FCU Rewards 0/1000 | Quicksilver 0/750 | Younkers 0/500 TOTAL: 283/74,450 0.003% UTIL
Message 1573 of 1,810
mongstradamus
Super Contributor

Re: Garden Club - October 2014


@Desmoire wrote:

I'm ashamed to admit it, but I left the garden Saturday while I was at Best Buy. Smiley Sad While me and my gf were looking for a TV mount for my 5 yr old Samsung 42in TV, I saw this glorious LG 4K 65in 3D tv that was astonishing. The sales rep said I could apply for their 24m financing. So I said what the hell, if I am approved I will buy it. Instantly approved for 2300 so I bought it. Ugh.

 

I just jumped from 27% UTL to 37% UTL so I am quite disappointed about that. I need to work my butt off over the next year and get these balances down..  


Congratulations on the new tv 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 1574 of 1,810
-NewGuy-
Moderator Emeritus

Re: Garden Club - October 2014


@Desmoire wrote:

I'm ashamed to admit it, but I left the garden Saturday while I was at Best Buy. Smiley Sad While me and my gf were looking for a TV mount for my 5 yr old Samsung 42in TV, I saw this glorious LG 4K 65in 3D tv that was astonishing. The sales rep said I could apply for their 24m financing. So I said what the hell, if I am approved I will buy it. Instantly approved for 2300 so I bought it. Ugh.

 

I just jumped from 27% UTL to 37% UTL so I am quite disappointed about that. I need to work my butt off over the next year and get these balances down..  


These things have been known to happen, I assure you. Sounds like you've learned from it though. Like you said, a dedicated approach over the next year should put you right where you want to be.

Message 1575 of 1,810
mongstradamus
Super Contributor

Re: Garden Club - October 2014

Good news and bad news here today :-) 

 

We can start with good news my chase ink plus came today, Random question when you all get new credit cards do you keep card agreement. and all the T&C?

 

On to bad new i was going to try and order the oneplusone that went on sale today , website got hammered can't even get one. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 1576 of 1,810
starry1
Valued Contributor

Re: Garden Club - October 2014

Whats a 1+1?


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 1577 of 1,810
1GaDawg85
Valued Contributor

Re: Garden Club - October 2014


@starry1 wrote:

Whats a 1+1?


Andriod device


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 1578 of 1,810
mongstradamus
Super Contributor

Re: Garden Club - October 2014


@starry1 wrote:

Whats a 1+1?


its an android phone , has really nice specs for an good price that is what it made it unique to me, has same specs as htc one m8 and s5, but at half the price. I was at the pay pal page to pay and then they give me an 404 not found page , i almost arghed in real life. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 1579 of 1,810
1GaDawg85
Valued Contributor

Re: Garden Club - October 2014


@mongstradamus wrote:

@starry1 wrote:

Whats a 1+1?


its an android phone , has really nice specs for an good price that is what it made it unique to me, has same specs as htc one m8 and s5, but at half the price. I was at the pay pal page to pay and then they give me an 404 not found page , i almost arghed in real life. 


Hate when that happens....


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 1580 of 1,810
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