Garden Club - October 2014

[Anonymous]

Stop!! Now you just sound daft!! Lolol.

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@mongstradamus wrote:

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@Anonymous wrote:

Haha!! A bloody Brit!!!

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@mongstradamus wrote:

talking about netflix i saw amex is giving you an free year of amazon prime i need to check that out

edit: Bollocks it looks like i may not be eligible since i have had bce before darn. 

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Haha i am not actually, played too much call of duty with brits in my younger years :-) and that phrase came up an lot so i picked it up haha

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[zsepthenne]

Ahhhhhhh!! I've got itchy app fingers!! Help!

The next card I'm dying for is the Salli Mae,  and I'm considering the citi double cash. I can't quit thinking about Sallie! 

[Anonymous]

Checked stuff today, noticed CK/TU dropped the older medical collection a bit early - if it works like the inqs did, it will be back, but here's to hoping not, lol.  Speaking of, the inqs are back again on my CK/Cap1/TU numbers, lol.  All the same, they reported another number increase, hit 616.  Not bad for being at 585 at the start of the month.  Waiting on my EQ/EX updates here in a week or so (only have monthly updates on them).

[coldnmn]

Good morning GC!

[lmfields84]

Damn itchy fingers... this will be my first real attempt at gardening.  Ever since my husband and I started getting approved for credit, I haven't been able to stop!  I am making a pledge now to stop.  The only thing We will need to app for in the near future is furniture- we need a couch badly.  Otherwise, no more cards for us!  Here's how it has all gone down:

Rebuilt credit and removes nearly all negatives January-May 2014

Applied for Navy Federal checking account & savings, approved.

Immediately applied for Visa Signature cash rewards, $5k approved (our first card in FOREVER!)

June- Financed a mattress through synchrony/mattress discounters, $1k credit line.

June- Applied for Walmart card, $500 approved.

August- Auto-CLI on Walmart to $1k

August- apped for CLI on visa (soft pull), $14k approved- WOW!

September- apped for Discover IT, $1400 approved

September- apped for Toys R Us card, $200 approved

September- applied for my own separate checking account, approved.

September- apped for LOC linked to Navy checking, $15k instant approval for husband, $12k approved in an hour for me.

October- apped for Sallie Mae and Citi Double Cash, both declined.

October- apped for Navy Federal Visa, $8500 approved.

October- apped for Navy Federal MC, declined- was able to get card opened by reducing CL on Visa by $1k and using that credit line for the MC.

October- shopping cart trick for Victorias Secret ($500) Overstock.com ($500, Immediately asked for CLI, approved $800) and HSN ($750).

We have a couple installment loans (Car, student, consolidation) so I think now we have between us a great mix of credit... I need to STOP now, LOL!  They keep tempting me sending me pre-approvals in the mail, I need to stay strong and get some age on our credit now!

[-NewGuy-]

Good morning GC!

[joltdude]

I heard itchy app fingers.... *passes around the tube and bottle of benadryl respectfully*.....

*sits on his hands though starts heading toward the pre-approval websites*...

Still waiting to bite.. Discovers sending me offers again after that denial roughly 4-5 months ago was it? 

Figured id try for either Dec or March (the 1 year mark on my tl's)

[Anonymous]

Horrid news from Equifax this morning - they insist the student loans stay and that Sallie Mae is reporting accurately and refuse to budge even with accurate information provided.  *off to the beer fridge*  Time to file with CFPB and BBB.

[-NewGuy-]

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@Anonymous wrote:

Horrid news from Equifax this morning - they insist the student loans stay and that Sallie Mae is reporting accurately and refuse to budge even with accurate information provided.  *off to the beer fridge*  Time to file with CFPB and BBB.

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Good luck. Hope that everything works out.

[1GaDawg85]

I really need to stop poking the bear.....