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I see everyone gardening into well into 2015 but has anyone gone the full 24 months before a HP?
First time checking in, But been gardening for a couple of months
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Checking in for October. Wanted to reallocate my credit line in between my boa cards, but no go they want to hard pull. I said NO! I got them to reduce my APR from 20.99 to 12.99, yay! No apps until 2015 . Good luck to everyone!
FICO08 12/2014 | EQ 777 | TU 799 | EX 767 |
Another three months in the garden to go. This feels like hard time. Heh.
Evening everyone! Hopefully everyone has had a great day
Checking in for October. Nothing really new. Keeping my utilization low but that hasn't made as much a difference as i hoped in my scores - it takes time, I know.
Made it past the three month mark. Planning to garden until at least June 2015....hopefully!
first time joining
Good morning! Welcome to all our new GC members!