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10-01-2017 12:03 AM
Still gardening! Next month I earn the Sapphire I believe, scoring inching their way to 800.
Way to go! And congrats to everyone else sticking to their goals!
10-01-2017 01:19 AM
Hello, MFs! MyFico Family, that is!
Happy to be here, and I think I've grown a bit, thanks to YOU all.
Wishing you all the best! A real blessing that @AJC's sister and family are safe!
Impressed with MFs gardening strong! You inspire me daily!
10-01-2017 01:21 AM
Well I’m here now. Opened my SSL, which kicked me out of the garden. And got a hard pull from PenFed trying to get a CLI (unsuccessfully) on a 60 day old HP they already had on opening my accounts.... 😞😞😞 well, I promise not to leave until April first 2018, at which case ill be asking for a CLI on Power Cash, and maybe get the PenFed promise.... but well see. After that, I intend no Hard pulls or new accounts until October 2019. Then I’ll have one inquiry. Hopefully life goes well, and i dont need anything or get a hard pull from anywhere intentionally. I also hope to get my credit score to 770-790+ and need to get my utilization to <7%, get my loan down to 7% and let my accounts age.
Wish me Luck, and Godspeed to you all!!
Good luck! We will keep each other in check!
10-01-2017 02:03 AM
10-01-2017 02:42 AM
Checking in for October. Experian and Equifax locked. Transunion wanted to charge me, so I left them alone.
10-01-2017 03:08 AM
10-01-2017 03:09 AM
Happy October, everybody!
As for you ... much better looking than I envisioned
10-01-2017 03:11 AM
10-01-2017 03:13 AM
10-01-2017 03:15 AM
I'm checking in for October. No new applications, but thanks to the Equifax mess, I've locked my credit reports until further notice. Before that, I found out my CapOne had been compromised (three ITunes charges for about $100), so I got a new card and my Discover account ended up requiring a new user name (although no charges were made).
So basically, I'm locked in the garden unless I am made an offer I can't refuse.
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