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Garden Club - October 2017

Regular Contributor

Re: Garden Club - October 2017

Today, I start longterm gardening! I have built a good amount of credit over the last year, and will continue to grow established tl as long as ther is no HP for me. First step in a two year journey 729 days to go!



Gardening till: Oct 1st 2019!
Huntington Voice 7.5k | Citi Costco 6.5k | Sync JCP 5k | Amex ED 3k | Sync Napa Car Care 2.5k | Chase Amazon 2.5k | Care Credit 2k | Amazon Store card 1.6k | Amex BC ED 1k | Cap 1 QS 1k | Discover .5k |
Message 31 of 1,740
New Contributor

Re: Garden Club - October 2017


Gubmint wrote:

Checking in for October.  Experian and Equifax locked.  Transunion wanted to charge me, so I left them alone.


I ended up “locking” my Equifax using their TrustedID and Transunion TrueIdentity. I haven’t locked Experian yet, I don’t see a free option, but may subscribe to their CreditWorks product 🙄

In the Garden until August 2018
Starting Score: 569 EX FICO 8 - Dec 2016 | Current Score: 667 EX FICO 8 | 680 TU FICO 8 - Dec 2017 | Goal Score: 720 EX / TU FICO 8 - May 2018
Take the myFICO Fitness Challenge
Message 32 of 1,740
Established Contributor

Re: Garden Club - October 2017

Happy October folks. Let raise some cider and pumpkin pie. I have been applying benadryl to calm my itch to app. So far so good. The new releases last month didn't do it for me. I have cards already that work for me. I am drinking coffee now as I prepare the yard for my fall planting(tulips).

Been here for a while and plan to stay as long as possible, had 8 inqs fall off since May and a couple will fall off in Nov.

Message 33 of 1,740
Super Contributor

Re: Garden Club - October 2017


UncleB wrote:

Dinosaur wrote:

UncleB wrote:

Happy October, everybody!  wavey_zps81xnuobx.gif


As for you ... much better looking than I envisioned Smiley Wink


Not too long ago I thought I saw some weird old guy out of the corner of my eye... then I realized it was just the mirror!  smiley-laughing021.gif


Nice ... real ... nice !!! Smiley Tongue

Starting Score: 816
Current Score: 837
Goal Score: 850


Take the myFICO Fitness Challenge
Message 34 of 1,740
Super Contributor

Re: Garden Club - October 2017


coldnmn wrote:

Smiley Happy Checking in for October!


Good to see you keeping the faith! Smiley Happy

Starting Score: 816
Current Score: 837
Goal Score: 850


Take the myFICO Fitness Challenge
Message 35 of 1,740
Regular Contributor

Re: Garden Club - October 2017


Blackswizz750 wrote:
Happy October folks. Let raise some cider and pumpkin pie. I have been applying benadryl to calm my itch to app. Sorry far so good. The new releases last month didn't do it for me. I have cards already that work for me. I am drinking coffee now as I Pepe the yard for my fall planting(tulips).

Been here for a while and plan to stay as long as possible, had 8 inqs fall off since May and a couple will fall off in Nov.

  I always wondered how that would work, the high nitrogen content might give a real boost to the soil! Have you tried this on other plants as well? What do the neighbors think? lol Happy October!



Gardening till: Oct 1st 2019!
Huntington Voice 7.5k | Citi Costco 6.5k | Sync JCP 5k | Amex ED 3k | Sync Napa Car Care 2.5k | Chase Amazon 2.5k | Care Credit 2k | Amazon Store card 1.6k | Amex BC ED 1k | Cap 1 QS 1k | Discover .5k |
Message 36 of 1,740
Established Contributor

Re: Garden Club - October 2017

I'm sure there's either a typo there or some innuendo going on here...

Message 37 of 1,740
Community Leader
Valued Contributor

Re: Garden Club - October 2017


Ardecko wrote:

Hello everyone!

 

I hope it's OK to go straight to the spade, even though I didn't really know what I was doing last month(last HP Aug 29).

 

Does it still count as gardening if I do things for the DW? Smiley Wink


@Ardecko You earned the spade; no need to start with a seedling if you're already past it.  And yes, cooperative mode with DW's accounts has been helpful for me in the past to ease the HP CLI itch.  LOL

 

Further adding to my serial bronze spade history since being here, I went 2 months and then fell out to app for another card (and a pair of CLIs using the same pull).  I'm going to blame @Irish80 for peer-pressuring me into the app, though.  Smiley Embarassed

 

So I'm trying to commit until next June; hope everyone else can garden stronger than I have been.


$500k+ club. | FICO 08 [Jan 2018]: EQ 742 (↓1) EX 736 (↓5) TU 736 (↓7) | World's worst gardener.


Message 38 of 1,740
Established Contributor

Re: Garden Club - October 2017

Hello to all my fellow gardeners! I don't think I could've asked for a better segway in to October than Notre Dame's destruction last night against Miami of Ohio. I honestly can't believe it's October though, my son turns 3 in 2 weeks and I literally have no idea where summer went! It's getting colder, about 60 degrees here in PA today, perfect hoodie and drinking cocoa around the fire weather. I wish all my fellow myfico peeps continued peace throughout our October time in the garden Smiley Happy

Message 39 of 1,740
Frequent Contributor

Re: Garden Club - October 2017

Happy October. Got my new palladium spade! 3 more months to no inquiries or new accounts in a year! 

 

FICO SCORE 08 - January 2018 - EQ 800 (1) - TU 791 (1) - EX 792 (1)
FICO BANKCARD SCORE 08 - January 1st 2018 - EQ 810 (1) - TU 819 (1) - EX 820 (1)
FICO Mortgage Scores 5, 4 & 2 - January 1st 2018 - EQ 742
(1) - TU 752 (1) - EX 751 (1)




Just got prequalified for a home loan! Scores and inquiries about to change.
Message 40 of 1,740