Made it into August and it feels really good. I'm going to stay here as long as I can. Hopefully a year (plus). I'm still working on my utilization. It went from 38% to 32% and hopefully by September I can get it down to 24%. I'm taking advantage of some BT's right now so I'm not in a big hurry to pay my cards off. I'll be checking in mid-month to update to a bronze spade. 
Checking in for August. I took a couple of hard pulls last month so I am bronze. Scores creeping up ever so slowly, but up nevertheless.
Make it a good one!
Thanks.
My signature doesn't allow me HTML. I must be too new.
EDIT: Whoop! Whoop! Got my seedling to appear. Now I'm one of the cool kids. 
Hi everyone, hope the summer's been good for you! Just checking in for Aug - I've made it 1 month It's nice to see my little bronze spade. Nothing new, I'm biding my time until I can request SP CLIs for my cards. I got some recently, so it's still quite a while until then, and I'm already impatient! XD Just keep gardening...
@Anonymous wrote:Thanks.
My signature doesn't allow me HTML. I must be too new.
No worries my friend... I'll drop a line to the mods to add the seedling to your signature. By the time you're ready to change it out, you'll likely be able to update it yourself. 
Oh, welcome to the garden! 
I'm back my friends... no apps since the middle of May, so I'm doing OK. I'm still not quite ready to add the spade since I'm always on the lookout.
For the moment nothing is on the radar, though... probably until the holidays, anyway.
As for my refusal to add the spade, I guess I'm just not the 'commitment' type... LOL! 
@UncleB wrote:I'm back my friends... no apps since the middle of May, so I'm doing OK. I'm still not quite ready to add the spade since I'm always on the lookout.
For the moment nothing is on the radar, though... probably until the holidays, anyway.
As for my refusal to add the spade, I guess I'm just not the 'commitment' type... LOL!
😆
Checking in for another month here. So far got all my cards in consolidation or debt payment plan with the OC. And I will be paying down balnces for a year until I go back to work after recovery, I am very happy that my creditors have taken that step to help me. And I think its because ive always had 100% on time payments since day 1 with them. Thats why it pays to keep good payments guys we never know what kind of situations can befall us. I am happy but this time will also help me garden and keep my good accounts aging and supporting my file since those lates are still there. I am so happy to have this forum and the information it provides on here. I am 3 and 1/2 months in the garden. My longest stay yet lol but this board and thread will keep me grounded and supported thru this difficult time. I hope everyone is having a great summer and watchin their seedlings grow into spades and diamons
