Morning GC! 
I know these are FAKOS and mean next to nothing but Ive never gone above 700 on CK so this made me smile 😄 Enjoy your day
Superbowl time yay!!!
Good morning fellow Gardeners. Welcome to February and Happy Super Bowl Sunday!
January was a good month for me. I got an auto-CLI on my Chase Freedom – from $7,500 to $9,000. Target increased my line a whopping $200. (goodness gracious, I’ve got to just give this card the ax!). I closed my Lord & Taylor card. Although I shop there every now and then, there are no rewards so there was really no incentive to keep the card.
I don’t really have a firm plans for February. I have a lot of other stuff going on in life, so I may just let the shortest month of the year pass me by without doing any “credit work”.
Garden Strong!
NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
@Anonymous wrote:Morning GC!
Superbowl time yay!!!
me and you girl! I love CK lol... checking in for Feb (month 4.... uhhhhg)
Sweet! 
Util will be 5% for this month. I might knock it down to 1% for March to see what kind of difference it makes. Nice job!
Util will be 5% for this month. I might knock it down to 1% for March to see what kind of difference it makes. Nice job!
Checking in for February. On the 19th I'll pick up my Diamond Spade. Woohoo.
Still no plans to leave the Garden. Waiting on my last baddie to fall off (April) before I make any moves/check my scores. Really hoping to see some significant improvement across the board.
I have recently been approved for AMEX Simply Cash for my business and I'm waiting on an answer for the BCE card - but HP was done yesterday so I'm jumping into the garden! I have a couple baddies falling off early next year and then one later in the year. Once those are done, ALL baddies will have been removed from my reports. SOOOO, I'm going to do my best to stay in the garden for at least a year. If business needs change or if I'm actually able to go full time with the business, I may have to jump back out of the garden, but the goal is to stay in for at least a year! Wish me luck.
If they did a second HP for BCE you will almost certainly be approved so yay!!! Welcome to the garden! Good luck with your goals. Modification here and there may be needed depending on your circumstances but as long as your making consistent progress thats great 😄
Welcome to the garden! Good luck with your goals. Modification here and there may be needed depending on your circumstances but as long as your making consistent progress thats great 😄
@happypill wrote:Quick question about proper seedling/spade usage. Should we advance the symbol according to calendar month, or after 30 actual days? For example, I started gardening January 14th. Do I move to bronze spade on 2/1 or 2/14? Thanks.
Symbol advances are by month (so we get a short pass this month).
Edit: it is by the date of the month, if your last hp for trade line is the 9th (like mine), then anniversary is always the 9th (or until your next hp). This month is short because only 28 days, but still goes by anniversary date. 