TGIF!!
Just checking in on a Friday afternoon, Hello All!!! Having Pre-drinks before tonight's SOCIAL!!
Drinks sound good!!
I'm actually going out for martinis to celebrate this 29pt boost I received via TU. woo hoo! Oh and I'm patiently waiting on my BOA card to come so I can watch all my buds grow. Also getting rid of a few weeds (VERVE & Credit One).
Time to get this show on the road.
Welcome to the Garden Club's Friday Night Social. For the immediate future I will be hosting as MyJourney focuses on outside reponsibilities.
Please don't throw empties at the new guy as I bring food and beverages. Always remember to drink responsibily. We encourage everyone to participate, especially those of you new to MyFico and the Garden Club. Don't hesitate to ask questions. We don't bite just nibble a bit.
Food as promised:
The beverages are fully stocked and ready
While any topic is open for discussion I'd like to focus on two questions:
1. What brought you to MyFico and these forums in the first place?
2. How has your credit portfolio changed in the past year and did you achieve the goals you wanted to in 2014?
Let the fun begin!
Thank you for hosting!!!
I am actually at a pub right now. Promise no draping!!!!
i came here to hear about others credit journeys. My profile has changed for the better from all the advise and stories I have heard on this forum!
i will buy the first shot for everyone that wishes to participate. And diet cokes for those that don't!!!!
Thanks for guest hosting the social this evening Irish and the food looks great. Taking the lady to dinner this eve and she mentioned something about shrimp. 
Stopped by as it was my graduation night to the silver spade, 90 days without a new TL and committed to making it 'till Dec.
All the Best this eve.
@Anonymous wrote:Time to get this show on the road.
While any topic is open for discussion I'd like to focus on two questions:
1. What brought you to MyFico and these forums in the first place?
2. How has your credit portfolio changed in the past year and did you achieve the goals you wanted to in 2014?
Let the fun begin!
Looking for real FICO scores brought me to myFICO. Getting to the final stages of pre-mortgage hunting prep brought me to the forums and to the Garden.
In the past year, credit limits have increased from $3100 to $18,500 before myFICO (forums) and then up to $21,550 since.
Added a small personal loan to the portfolio for improved score & credit diversity.
Credit score on 03/01/2014 was 663/683/645 - 02/01/2015.. 680/705/690 (though I expect a bump with this month's reporting as I did my best to optimize preapproval app scores)
Doin' okay. 
Don't forget the stale barrel of pretzels and Shasta Cola I graciously donated.
I had to throw the peanuts out as ants got into them. 