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Garden Thread - March 2015

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Imperfectfuture
Super Contributor

Re: Garden Thread - March 2015


@Anonymous wrote:
Hello March! Nine days to silver unless my mortgage TL pops up before then. I'm still working on paying down my debt. Updates to my journey to zero are still being posted. The link to the thread is in my siggy. I'm staying in the garden until util is below 30%, maybe longer.

Good plan.

Signature needs updating
Message 61 of 1,318
pizza1
Community Leader
Super Contributor

Re: Garden Thread - March 2015

"here"
Message 62 of 1,318
Anonymous
Not applicable

Re: Garden Thread - March 2015

Hmmmmm.

Well hello.
Message 63 of 1,318
mongstradamus
Super Contributor

Re: Garden Thread - March 2015

The plan this month is to get my util down my TU score has been sinking fast because of an slightly high util on my US airways card its like maybe 25% or so . My TU score has dropped 25-30 points , need to get it back over 800 :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 64 of 1,318
JoMellow
Established Contributor

Re: Garden Thread - March 2015

Oy...  Happy score update time. Smiley Happy

 

EQ finally did update and new score is: 757, so I've updated my goal score to 800 (according to simulator it will take 7 months so will definitely garden til then) EQ is still lowest score, so maybe when util goes back down to 3% they will go up a bit. 

Original Scores: EQ FICO 645, TU 672, EX FICO 663 (4/2014)
Current Scores: EQ FICO 824, TU 840, EX FICO 826 (3/2018)
Message 65 of 1,318
JoMellow
Established Contributor

Re: Garden Thread - March 2015


@mongstradamus wrote:

The plan this month is to get my util down my TU score has been sinking fast because of an slightly high util on my US airways card its like maybe 25% or so . My TU score has dropped 25-30 points , need to get it back over 800 :-)


YYou can do it Mongs... no new xb1 for you until it does? 
Original Scores: EQ FICO 645, TU 672, EX FICO 663 (4/2014)
Current Scores: EQ FICO 824, TU 840, EX FICO 826 (3/2018)
Message 66 of 1,318
Imperfectfuture
Super Contributor

Re: Garden Thread - March 2015


@JoMellow wrote:

Oy...  Happy score update time. Smiley Happy

 

EQ finally did update and new score is: 757, so I've updated my goal score to 800 (according to simulator it will take 7 months so will definitely garden til then) EQ is still lowest score, so maybe when util goes back down to 3% they will go up a bit. 


Really good work.  You where I wants to be. Smiley Wink

Signature needs updating
Message 67 of 1,318
Imperfectfuture
Super Contributor

Re: Garden Thread - March 2015


@mongstradamus wrote:

The plan this month is to get my util down my TU score has been sinking fast because of an slightly high util on my US airways card its like maybe 25% or so . My TU score has dropped 25-30 points , need to get it back over 800 :-)


Like those miles do you? Smiley Tongue

 

You can do it.  Belt tightened, pay it off. Smiley Wink

Signature needs updating
Message 68 of 1,318
-Wade-
Valued Contributor

Re: Garden Thread - March 2015

Howdy everyone checking for March. Hope everyone is having a great start to the new month.I get my Platinum Spade on the 6th of March  Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 69 of 1,318
wmweeza
Established Contributor

Re: Garden Thread - March 2015

Checking in! It's been 6 months since my last CLI or app! Hoping to stay in the garden until October


Last App 10/14. FICO's: AMEX Ex 846, BarclayTU08 815.FAKOs:CreditKarma 775,CS score 771.BofA 5400,Target $5000,Barnes $8500,Amex $22k
Message 70 of 1,318
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