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Garden Thread - March 2015

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Imperfectfuture
Super Contributor

Re: Garden Thread - March 2015


@JoMellow wrote:

@mongstradamus wrote:

@JoMellow wrote:

@mongstradamus wrote:

The plan this month is to get my util down my TU score has been sinking fast because of an slightly high util on my US airways card its like maybe 25% or so . My TU score has dropped 25-30 points , need to get it back over 800 :-)


YYou can do it Mongs... no new xb1 for you until it does? 

ohh you are buying for me how kind of you to do that lol 


Right after you buy the bag I want... that's how I remember the deal going down.   Smiley Tongue


While you all are in the giving mood...

 

I have a trip, hair to be done, clothes to purchase, need more miles? Smiley Wink

Signature needs updating
Message 81 of 1,318
-Wade-
Valued Contributor

Re: Garden Thread - March 2015


@JoMellow wrote:

@-Wade- wrote:

@JoMellow wrote:

@-Wade- wrote:

Howdy everyone checking for March. Hope everyone is having a great start to the new month.I get my Platinum Spade on the 6th of March  Smiley Happy


Holy canoli its Wade!!  Where is your trouble making friend? 

 

congrats (early) on the Platinum!! THANKS


 Hi Jo, Yes it's me Smiley Wink  So for everything is good here on my end, last week i got a  SP $1500 CLI on my Discover It Card. So how is everything on your end ??

 

As for my ole pal, He's not on the board anymore Smiley Sad


Always nice to see you Wade.. Smiley Happy  I hope he's just taking a break and coming back...?    Congrats on Disco, I told Mongs earlier they will prob never give me a cli (but they gave me a generous starting limit).  I like them, alot.  

 

Everything good here, just waitng for the 800 club in a year or so.  *hopes*  


It took Discover 14 months to give me the first luv. Hang in their it will come . I will be here waiting for you in the 800 club Smiley Wink

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 82 of 1,318
JoMellow
Established Contributor

Re: Garden Thread - March 2015


@-Wade- wrote:

@JoMellow wrote:

@-Wade- wrote:

@JoMellow wrote:

@-Wade- wrote:

Howdy everyone checking for March. Hope everyone is having a great start to the new month.I get my Platinum Spade on the 6th of March  Smiley Happy


Holy canoli its Wade!!  Where is your trouble making friend? 

 

congrats (early) on the Platinum!! THANKS


 Hi Jo, Yes it's me Smiley Wink  So for everything is good here on my end, last week i got a  SP $1500 CLI on my Discover It Card. So how is everything on your end ??

 

As for my ole pal, He's not on the board anymore Smiley Sad


Always nice to see you Wade.. Smiley Happy  I hope he's just taking a break and coming back...?    Congrats on Disco, I told Mongs earlier they will prob never give me a cli (but they gave me a generous starting limit).  I like them, alot.  

 

Everything good here, just waitng for the 800 club in a year or so.  *hopes*  


It took Discover 14 months to give me the first luv. Hang in their it will come . I will be here waiting for you in the 800 club Smiley Wink


Nice of you Mr.Wade Smiley Happy I'd like some ice cream and cake when I get there.  lol   Have a nice rest of your day..!!!

Original Scores: EQ FICO 645, TU 672, EX FICO 663 (4/2014)
Current Scores: EQ FICO 824, TU 840, EX FICO 826 (3/2018)
Message 83 of 1,318
mongstradamus
Super Contributor

Re: Garden Thread - March 2015


@JoMellow wrote:

@mongstradamus wrote:

@JoMellow wrote:

@mongstradamus wrote:

The plan this month is to get my util down my TU score has been sinking fast because of an slightly high util on my US airways card its like maybe 25% or so . My TU score has dropped 25-30 points , need to get it back over 800 :-)


YYou can do it Mongs... no new xb1 for you until it does? 

ohh you are buying for me how kind of you to do that lol 


Right after you buy the bag I want... that's how I remember the deal going down.   Smiley Tongue


lol you didn't tell me exactly which bag you wanted !!! 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 84 of 1,318
-Wade-
Valued Contributor

Re: Garden Thread - March 2015


@JoMellow wrote:

@-Wade- wrote:

@JoMellow wrote:

@-Wade- wrote:

@JoMellow wrote:

@-Wade- wrote:

Howdy everyone checking for March. Hope everyone is having a great start to the new month.I get my Platinum Spade on the 6th of March  Smiley Happy


Holy canoli its Wade!!  Where is your trouble making friend? 

 

congrats (early) on the Platinum!! THANKS


 Hi Jo, Yes it's me Smiley Wink  So for everything is good here on my end, last week i got a  SP $1500 CLI on my Discover It Card. So how is everything on your end ??

 

As for my ole pal, He's not on the board anymore Smiley Sad


Always nice to see you Wade.. Smiley Happy  I hope he's just taking a break and coming back...?    Congrats on Disco, I told Mongs earlier they will prob never give me a cli (but they gave me a generous starting limit).  I like them, alot.  

 

Everything good here, just waitng for the 800 club in a year or so.  *hopes*  


It took Discover 14 months to give me the first luv. Hang in their it will come . I will be here waiting for you in the 800 club Smiley Wink


Nice of you Mr.Wade Smiley Happy I'd like some ice cream and cake when I get there.  lol   Have a nice rest of your day..!!!


It will be here waiting for you Smiley Happy you have a great day also

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 85 of 1,318
mongstradamus
Super Contributor

Re: Garden Thread - March 2015


@JoMellow wrote:

@-Wade- wrote:

@JoMellow wrote:

@-Wade- wrote:

@JoMellow wrote:

@-Wade- wrote:

Howdy everyone checking for March. Hope everyone is having a great start to the new month.I get my Platinum Spade on the 6th of March  Smiley Happy


Holy canoli its Wade!!  Where is your trouble making friend? 

 

congrats (early) on the Platinum!! THANKS


 Hi Jo, Yes it's me Smiley Wink  So for everything is good here on my end, last week i got a  SP $1500 CLI on my Discover It Card. So how is everything on your end ??

 

As for my ole pal, He's not on the board anymore Smiley Sad


Always nice to see you Wade.. Smiley Happy  I hope he's just taking a break and coming back...?    Congrats on Disco, I told Mongs earlier they will prob never give me a cli (but they gave me a generous starting limit).  I like them, alot.  

 

Everything good here, just waitng for the 800 club in a year or so.  *hopes*  


It took Discover 14 months to give me the first luv. Hang in their it will come . I will be here waiting for you in the 800 club Smiley Wink


Nice of you Mr.Wade Smiley Happy I'd like some ice cream and cake when I get there.  lol   Have a nice rest of your day..!!!


it took 10 months for them to give me first sp cli, i have two so far the amount they give was so miniscule though . I guess its at least something . 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 86 of 1,318
Anonymous
Not applicable

Re: Garden Thread - March 2015

Finally graduated to a pair of $3K cards (Cap 1 Plat & Cap 1 QS1) after a year of gardening with a Merrick Bank secured CC.

 

Closed the Merrick Bank card and plan to stay in the garden until 3/2016, working on my CR a bit more as my rebuild process continues.

 

Happy to be here. Smiley Happy

Message 87 of 1,318
indiolatino61
Valued Contributor

Re: Garden Thread - March 2015

Hello all...

Well, March marks the ninth month in the garden for me, and I have made it to my Palladium spade...yay! I am well on my way to make it a year and get my very first Platinum spade. I don't see any offers that are beckoning me right now, so these next three months shouldn't be a problem. Good luck to all the myFICO gardeners!

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 88 of 1,318
BUN
Established Contributor

Re: Garden Thread - March 2015

Imperfect Future has created a stellar nickname for the GC...App a non!!😜😄
Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.
Message 89 of 1,318
Imperfectfuture
Super Contributor

Re: Garden Thread - March 2015


@BUN wrote:
Imperfect Future has created a stellar nickname for the GC...App a non!!😜😄

LOL.

 

Where serious hang out occurs, when it gets too much, if you've read all the posts, go back and read from the beginning.  And when you're done with that, read the previous month's... (Or not). Smiley Tongue

Signature needs updating
Message 90 of 1,318
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