cancel
Showing results for 
Search instead for 
Did you mean: 

Garden ? for Tinu

Mega Contributor

Garden ? for Tinu

If you accept a GE upgrade does that reset your garden clock??? Smiley Surprised




EQ FICO 548 3/3/16
Message 1 of 7
6 REPLIES
Valued Contributor

Re: Garden ? for Tinu

Hey, I think this pertains to me! Smiley Very Happy


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 2 of 7
Senior Contributor

Re: Garden ? for Tinu

ive herad it does since its a new acct. with new open since date.

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 3 of 7
Mega Contributor

Re: Garden ? for Tinu


parakleet wrote:

Hey, I think this pertains to me! Smiley Very Happy


Well me too if a Wally Discover offer comes! Smiley Happy




EQ FICO 548 3/3/16
Message 4 of 7
Moderator Emerita

Re: Garden ? for Tinu

Message 5 of 7
Valued Contributor

Re: Garden ? for Tinu

I think it shouldn't be considered stepping out since you aren't gettting an aditional credit, and is seen favorable by the creditor and it wasn't initiated by you. Its essentially the same as loosing your GE backed card, they close out the old line and create a new TL. Is that worthy of lossing your gardening status?

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 6 of 7
Super Contributor

Re: Garden ? for Tinu

New TL and you will be in trouble 

Time keeper can we reset the clock to seedling Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 7