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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Garden ? for Tinu

If you accept a GE upgrade does that reset your garden clock??? :smileysurprised:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
parakleet
Posts: 1,135
Registered: ‎04-13-2013
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Re: Garden ? for Tinu

Hey, I think this pertains to me! :smileyvery-happy:


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,400
Registered: ‎10-02-2012
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Re: Garden ? for Tinu

ive herad it does since its a new acct. with new open since date.

Closing all of these credit card accounts once paid off for a fresh start.
$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 6 months, Utilization 74%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Garden ? for Tinu


parakleet wrote:

Hey, I think this pertains to me! :smileyvery-happy:


Well me too if a Wally Discover offer comes! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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09Lexie
Posts: 24,939
Registered: ‎09-13-2012
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Re: Garden ? for Tinu

Valued Contributor
jamesdwi
Posts: 1,546
Registered: ‎09-16-2011
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Re: Garden ? for Tinu

I think it shouldn't be considered stepping out since you aren't gettting an aditional credit, and is seen favorable by the creditor and it wasn't initiated by you. Its essentially the same as loosing your GE backed card, they close out the old line and create a new TL. Is that worthy of lossing your gardening status?

 

 


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Last APP 4/26//2014 no plans for new credit I think I have enough.
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Senior Contributor
myjourney
Posts: 25,492
Registered: ‎02-07-2013
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Re: Garden ? for Tinu

New TL and you will be in trouble 

Time keeper can we reset the clock to seedling Lol

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