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Garden thread November 2014

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tcbofade
Super Contributor

Re: Garden thread November 2014

...and then there were NONE!!!!!

 

Just made the payment to reduce the balance on the last maxxed out card.

 

Experian still shows three maxxed out, but all three have statements cutting in the next 10 days or so....come 29 November, I'll be six months app free and have NO cards maxxed out!

02/01/24 Fico 8: EX 757, EQ 803, TU 783.
Fico 9: EX 760 12/16/23, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 551 of 1,170
BUN
Established Contributor

Re: Garden thread November 2014


@tcbofade wrote:

...and then there were NONE!!!!!

 

Just made the payment to reduce the balance on the last maxxed out card.

 

Experian still shows three maxxed out, but all three have statements cutting in the next 10 days or so....come 29 November, I'll be six months app free and have NO cards maxxed out!


That is just amazing! Big congrats on your hard work. This is what I am doing also!

Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.
Message 552 of 1,170
SunriseEarth
Moderator Emeritus

Re: Garden thread November 2014


@tcbofade wrote:

...and then there were NONE!!!!!

 

Just made the payment to reduce the balance on the last maxxed out card.

 

Experian still shows three maxxed out, but all three have statements cutting in the next 10 days or so....come 29 November, I'll be six months app free and have NO cards maxxed out!


Progress!   Good stuff!



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 553 of 1,170
Darrell82
Established Contributor

Re: Garden thread November 2014

Good Morning Garnders.. Hope all is well. I finally get a week off work. Still going strong app free.




Message 554 of 1,170
coldnmn
Mega Contributor

Re: Garden thread November 2014


@Darrell82 wrote:

Good Morning Garnders.. Hope all is well. I finally get a week off work. Still going strong app free.


Smiley Happy Good morning Darrell and GC!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 555 of 1,170
Darrell82
Established Contributor

Re: Garden thread November 2014


@coldnmn wrote:

@Darrell82 wrote:

Good Morning Garnders.. Hope all is well. I finally get a week off work. Still going strong app free.


Smiley Happy Good morning Darrell and GC!


Good Morning How have you been




Message 556 of 1,170
coldnmn
Mega Contributor

Re: Garden thread November 2014


@Darrell82 wrote:

@coldnmn wrote:

@Darrell82 wrote:

Good Morning Garnders.. Hope all is well. I finally get a week off work. Still going strong app free.


Smiley Happy Good morning Darrell and GC!


Good Morning How have you been


Doing ok Smiley Sad -8 this morning!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 557 of 1,170
tcbofade
Super Contributor

Re: Garden thread November 2014

Good morning boys and girls.

 

It's 20 something here, and the snow is on the way....still dry so far, but one to four inches expected.

 

Yeeha!

02/01/24 Fico 8: EX 757, EQ 803, TU 783.
Fico 9: EX 760 12/16/23, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 558 of 1,170
Anonymous
Not applicable

Re: Garden thread November 2014

It's 65F here and I'm freezing 

 

fl

Message 559 of 1,170
coldnmn
Mega Contributor

Re: Garden thread November 2014


@jroc556 wrote:

It's 65F here and I'm freezing 

 

fl


Smiley Indifferent I feel your pain! Smiley FrustratedSmiley Very Happy ROFLOL!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 560 of 1,170
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