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Garden thread November 2014

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tcbofade
Super Contributor

Re: Garden thread November 2014

Good morning boys and girls.

 

Another statement cut this morning....one more, one more....  Smiley Happy

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 831 of 1,170
MissMoni223
Senior Contributor

Re: Garden thread November 2014

GOOD Friday Morning GC Members!!!

 

It's Friday and I'm ONLY working 2 days next week! Hope everyone has a FABULOUS day!!! Smiley Very Happy

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 832 of 1,170
MissMoni223
Senior Contributor

Re: Garden thread November 2014


@MeisterMnstr wrote:

Hmmmm, so what does one do when they're not applying for new credit? LOL


You read about other people who are applying for credit, LOL!!! Smiley Wink

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 833 of 1,170
-NewGuy-
Moderator Emeritus

Re: Garden thread November 2014

Hello errbody.

Message 834 of 1,170
coldnmn
Mega Contributor

Re: Garden thread November 2014


@-NewGuy- wrote:

Hello errbody.


Smiley Happy Good morning! 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 835 of 1,170
-NewGuy-
Moderator Emeritus

Re: Garden thread November 2014

At home with a sick kid today... good times, LOL.

Message 836 of 1,170
coldnmn
Mega Contributor

Re: Garden thread November 2014


@-NewGuy- wrote:

At home with a sick kid today... good times, LOL.



Smiley FrustratedJust like Wade! Only happy when kids are miserable!  Smiley Very Happy

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 837 of 1,170
-NewGuy-
Moderator Emeritus

Re: Garden thread November 2014


@coldnmn wrote:

@-NewGuy- wrote:

At home with a sick kid today... good times, LOL.



Smiley FrustratedJust like Wade! Only happy when kids are miserable!  Smiley Very Happy


LOL! Well, the kid's happy at least. She is sitting on the couch drinking gatorade and watching some absurd show on the cartoon network.

Message 838 of 1,170
BUN
Established Contributor

Re: Garden thread November 2014

Good morning GC! Glad the week is over! Has anyone had their credit score drop after zeroing out a card? Score watch just reported a 3 point drop because I did. What the cluck? 2 inquiries have dropped off, so that's good. Have a great day!
Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.
Message 839 of 1,170
-NewGuy-
Moderator Emeritus

Re: Garden thread November 2014


@BUN wrote:
Good morning GC! Glad the week is over! Has anyone had their credit score drop after zeroing out a card? Score watch just reported a 3 point drop because I did. What the cluck? 2 inquiries have dropped off, so that's good. Have a great day!

Hey BUN. Yeah, if you zero out your last card reporting a balance it can drop your score. Nothing to worry about though, you can always let a different card report a balance next month to get the few points back. You really only need to do it if you are really trying to experiment and perfect your score, or if you plan on apping for something.

 

Congrats on the inqs going away though!

Message 840 of 1,170
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