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Garden thread November 2014

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elim
Senior Contributor

Re: Garden thread November 2014

Just got back from Wal-Mart.

I went to get a ticket to save $350 off a 65" HD Smart TV in the "1 hour guarantee" promotion. I also used my QS for the $100 Bonus. So i paid $550 for a $1,000 TV for us for xmas.

 

:]  very happy!

 

I really love the CC / Rewards game. It has made me very "$ smart" in every area of my life. It also keeps me from carrying any type of a balance. The cash is in the bank and will pay the $550 the moment the charge hits.

 

I also got 52k MR's and 51k UR's this month from sign-up bonus spends (normal monthly spend plus planned xmas shopping) and is paid in full

 

Meeeeeeeeeeeerrryyy Christmaaaaaaaaaaaassssss !!!!!!

 

Edit: I also remembered to put $2 on my waly store card so it will generate a statement this month. :]

Message 1091 of 1,170
coldnmn
Mega Contributor

Re: Garden thread November 2014


@elim wrote:

Just got back from Wal-Mart.

I went to get a ticket to save $350 off a 65" HD Smart TV in the "1 hour guarantee" promotion. I also used my QS for the $100 Bonus. So i paid $550 for a $1,000 TV for us for xmas.

 

:]  very happy!

 

I really love the CC / Rewards game. It has made me very "$ smart" in every area of my life. It also keeps me from carrying any type of a balance. The cash is in the bank and will pay the $550 the moment the charge hits.

 

I also got 52k MR's and 51k UR's this month from sign-up bonus spends (normal monthly spend plus planned xmas shopping) and is paid in full

 

Meeeeeeeeeeeerrryyy Christmaaaaaaaaaaaassssss !!!!!!


Smiley Happy I wanted that TV but controled the urge to go. The way TVs are dropping maybe next year. I didn't need it but it was a heck of a deal. Congrats! I started and finished all of my christmas shopping online today unless I can find more cheap coal for my grandkids! Smiley Very Happy

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 1092 of 1,170
elim
Senior Contributor

Re: Garden thread November 2014


@coldnmn wrote:

@elim wrote:

Just got back from Wal-Mart.

I went to get a ticket to save $350 off a 65" HD Smart TV in the "1 hour guarantee" promotion. I also used my QS for the $100 Bonus. So i paid $550 for a $1,000 TV for us for xmas.

 

:]  very happy!

 

I really love the CC / Rewards game. It has made me very "$ smart" in every area of my life. It also keeps me from carrying any type of a balance. The cash is in the bank and will pay the $550 the moment the charge hits.

 

I also got 52k MR's and 51k UR's this month from sign-up bonus spends (normal monthly spend plus planned xmas shopping) and is paid in full

 

Meeeeeeeeeeeerrryyy Christmaaaaaaaaaaaassssss !!!!!!


Smiley Happy I wanted that TV but controled the urge to go. The way TVs are dropping maybe next year. I didn't need it but it was a heck of a deal. Congrats! I started and finished all of my christmas shopping online today unless I can find more cheap coal for my grandkids! Smiley Very Happy


  yeah it's the D series and the E and M series are out now so the price will come down soon i think.  

 

  ps: i have coal for sale.....   cheap

Message 1093 of 1,170
FocusedAndDetermined
Senior Contributor

Re: Garden thread November 2014

Happy Thanksgiving to All-

 

Hope everyone had a happy, healthy safe day.

 

Just entered my 11th month in the garden.  This is my longest stretch.  Rebounded from the huge Barclay balance let report.  Discover FICO shows up 15 pts.Smiley Very Happy  Paying off SL probably contributed to boost, as well.

 

Still weighing options for future apps.  Could app tomorrow, might not app until 2015.  Who knows?Smiley Tongue

 

Please forgive any typos, I'm truly quite tipsy.

 

Message 1094 of 1,170
Anonymous
Not applicable

Re: Garden thread November 2014


@FocusedAndDetermined wrote:

Happy Thanksgiving to All-

 

Hope everyone had a happy, healthy safe day.

 

Just entered my 11th month in the garden.  This is my longest stretch.  Rebounded from the huge Barclay balance let report.  Discover FICO shows up 15 pts.Smiley Very Happy  Paying off SL probably contributed to boost, as well.

 

Still weighing options for future apps.  Could app tomorrow, might not app until 2015.  Who knows?Smiley Tongue

 

Please forgive any typos, I'm truly quite tipsy.

 


You made it this far, why not go for the diamond? Smiley Happy

Message 1095 of 1,170
FocusedAndDetermined
Senior Contributor

Re: Garden thread November 2014


@Anonymous wrote:

@FocusedAndDetermined wrote:

Happy Thanksgiving to All-

 

Hope everyone had a happy, healthy safe day.

 

Just entered my 11th month in the garden.  This is my longest stretch.  Rebounded from the huge Barclay balance let report.  Discover FICO shows up 15 pts.Smiley Very Happy  Paying off SL probably contributed to boost, as well.

 

Still weighing options for future apps.  Could app tomorrow, might not app until 2015.  Who knows?Smiley Tongue

 

Please forgive any typos, I'm truly quite tipsy.

 


You made it this far, why not go for the diamond? Smiley Happy


Not making nay promises, but I probably will.  If I see a decent offer that fits my plans I'll go for it, whenever it comes along.Smiley Wink

Message 1096 of 1,170
Anonymous
Not applicable

Re: Garden thread November 2014

Happy Thanksgiving~!!!  Took a short stroll out of the garden to run a refinance or new car app through my new credit union.  Paying crazy high interest right now.  Awaiting the results from RBFCU.  Only owe $5,000 on the car, so not sure if they'll even refinance it.  Was planning on getting a new car about this time next year so I'm interested to see what they tell me.  Back in the garden now.

Message 1097 of 1,170
coldnmn
Mega Contributor

Re: Garden thread November 2014

Smiley Happy Good morning GC!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 1098 of 1,170
SunriseEarth
Moderator Emeritus

Re: Garden thread November 2014


@coldnmn wrote:

Smiley Happy Good morning GC!


Good morning!   You're up early



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 1099 of 1,170
SunriseEarth
Moderator Emeritus

Re: Garden thread November 2014


@Anonymous wrote:

Happy Thanksgiving~!!!  Took a short stroll out of the garden to run a refinance or new car app through my new credit union.  Paying crazy high interest right now.  Awaiting the results from RBFCU.  Only owe $5,000 on the car, so not sure if they'll even refinance it.  Was planning on getting a new car about this time next year so I'm interested to see what they tell me.  Back in the garden now.


Welcome back to the Garden.   Good luck with the refi!



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 1100 of 1,170
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