Checking in for Novemburrrrrr as well. App free since March, mostly becuse I haven't seen anything else I want. But I did just bump my amex limit to 15k.
AMEX BCE $15k // IHG Rewards $5900 // USAA MC $3000 // AF BANK $1000
Checking in for November!
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Cheking in for Nov.. Its been little more than a month I have been gardening.. New accounts from last month reported last week, 5-10 pts down across all CRAs
also myfico stopped sending me EX alerts, most alerts are coming from TU these days!
Happy November, GC members!
Just checking in for the start of the month. I will be getting my bronze spade exactly 2 weeks from today, yay! Nothing new here, just using and paying off my cards. 2 of the 3 newbies haven't hit my CRs yet. I'm excited to see them hit. I know the scores will dip, but I'll just be happy to see "5 accounts in good standing".
Sorry to everyone who work up to cold and those who have snow. I'm in Pennsylvania and it's been chilly for the past couple days. Had to turn the heat on in my car, so upsetting.
Stay warm & garden on! 
Hi fellow gardeners!
Checking in for November...
I'm going for a CLI on my Amex Hilton this month (22nd). After that, I'll probably find myself back at seedling status because I think I'll go for the re-vamped BJ's card. I shop there often and would love 5% back on my purchases. I spend an average of $400 - $500 per month there.
Then I'll be back to gardening for a while. I'm still trying to let the dust settle from my 2013 apps. I'm going to have fun watching the inquiries drop off throughout 2015
NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Hi all!
I'm doing great in the garden, though I'm trying to figure out when to pay my AMEX bill. I keep getting worried and PIF within a week of posting any balance. Guess I just need to relax.
As usual I'm just working away, starting holiday shopping and getting ready for the holidays.
I hope all is well on your side of the screen!
Hi All--
This is my November check-in.
Garden strong!
