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@cwwatts1202 wrote:
I've also been reading fingerhut is pretty generous with the CLI, so that should help get bumps in score when he gets a CLI right?
It's possible. FH gives good CLI's if you run a good bit of money through them and its kinda wastewful to spend like that with them.
@webhopper wrote:
Score is not based on credit limits.... to my knowledge It is based on keeping balances low.
Yup.
However I think that 2nd Bankcard (CreditOne) will bring a nice boost to get you to 2 bankcards and a store card. Should be very close in November to 640.
If your just set on getting another TL then try the shopping cart trick but only apply for what you will use anyway....Good luck, best wishes and may all your dreams come true