Gardening Tips, Please!

[FrugalRican]

No joke, but stay clear from "Such-and-such APPROVED!!!" threads before you are absolutely sure that you are ready to apply for a specific card.

I will only go into threads with that if I'm sure it's a card I won't be applying for or it's just general curiousity.

But a lot of people will see others get credit approved with credit situations VAGUELY similar to theirs and it gives them the itch.

Hours later, they post about how they got denied or a low CL, something that could have been remedied simply by waiting (more than likely) and taking the time proper to investigate/research the card to see if it's something that fits their portfolio and works for them.

[drkaje]

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@FrugalRican wrote:

No joke, but stay clear from "Such-and-such APPROVED!!!" threads before you are absolutely sure that you are ready to apply for a specific card.

I will only go into threads with that if I'm sure it's a card I won't be applying for or it's just general curiousity.

But a lot of people will see others get credit approved with credit situations VAGUELY similar to theirs and it gives them the itch.

Hours later, they post about how they got denied or a low CL, something that could have been remedied simply by waiting (more than likely) and taking the time proper to investigate/research the card to see if it's something that fits their portfolio and works for them.

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You must avoid NCFU threads like the plague, LOL!

[Adalen]

Oh yeah, don't go into my NFCU thread and you'll be just fine.  

[jamesdwi]

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@drkaje wrote:

Find other stuff to concentrate on aside from the next app or CLI, LOL!

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CLI's are part of gardening your garden isn't doing well if all you have is seedlings that you don't want to grow... 

on the other hand CLI's that require a HP is not part of gardening...