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Gardening pays off!!!

Regular Contributor

Gardening pays off!!!

Haven't been on in a little while but wanted to thank all the good advice and great info I have found over the past 5 years I think now. I am now over 700 on all my reports!!! I have 2-3 baddies left to fall off in the next 12 months and I am going to garden as long as I possibly can.

TU 717 EQ 709

Thanks to the Forums here at my fico
FICO's - 3/14/14 TU 795 4/17/14 EQ:805 3/7/14 EX: 801


Baddies all Gone
Message 1 of 8
7 REPLIES
Established Contributor

Re: Gardening pays off!!!

Congrats on the new Scores! keep up the good work

 



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 2 of 8
Contributor

Re: Gardening pays off!!!

That's awesome! Congrats. Gardening is what I will be doing for the next few months, too.Smiley Happy

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Message 3 of 8
Moderator Emeritus

Re: Gardening pays off!!!


Kris1228 wrote:
Haven't been on in a little while but wanted to thank all the good advice and great info I have found over the past 5 years I think now. I am now over 700 on all my reports!!! I have 2-3 baddies left to fall off in the next 12 months and I am going to garden as long as I possibly can.

TU 717 EQ 709

Thanks to the Forums here at my fico

Congrats!!! 


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 4 of 8
Regular Contributor

Re: Gardening pays off!!!

Thank you guys so much!!! I remember when I never thought I would see my scores past 700!! It's a great feeling! Thanks again!
FICO's - 3/14/14 TU 795 4/17/14 EQ:805 3/7/14 EX: 801


Baddies all Gone
Message 5 of 8
Established Contributor

Re: Gardening pays off!!!

Congrats!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 6 of 8
Moderator Emeritus

Re: Gardening pays off!!!

Very nice!!!!

 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 8
Highlighted
Regular Contributor

Re: Gardening pays off!!!

I will also add that I have gotten some nice cards/limits also.

1. Citi World MC 6300 limit
2. Barclay Travelocity AMEX 4000
3. TJX Rewards 5200 (started at 2500 from Wamu back in 2008)
4. Dell 3000
5. Discover More 2200
6. Home Depot 2500
7. Macy's 1500

Just received an offer from US Bank for the Platinum Visa last week but I will not be pulling the trigger.


FICO's - 3/14/14 TU 795 4/17/14 EQ:805 3/7/14 EX: 801


Baddies all Gone
Message 8 of 8