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Only been active here for a month now and I've tried the gardening thing and I too have found it really tough. I think I am set now for a while, so maybe i"ll make it past a month this time.
It's hard but worth it. Just remember that those great offers will still be there. Patience is key.
Don't read the website too much. That's all I can tell you. Much easier to go long term if you're not checking this site too often.
Gardening is hard! Particularly the first month I think. My first time I only managed to make it half a month...this time though I will hit the one month mark (3 days from now). CK has me tempted to try for the Upromise card...I know their suggestions are not known to be overall trustworthy, but it sure is nice to see "very good" next to that card! I tried for it and was declined in February...and I know I would probably get declined again...but I won't lie and say the temptation doesn't exist.
@chalupaman wrote:Don't read the website too much. That's all I can tell you. Much easier to go long term if you're not checking this site too often.
The site as a whole isn't too bad for me. The Approvals section is another matter. Having said that I think I'm going to let things age until about December or January when a major baddie falls off, then see where I'm at. That would give me time to pay balances down, take care of a few medical collections, and get my score out of 'fair' range.
I stayed away from the forums and was able to garden for 6 months.
I wanted 9 months but I came here "just to check" on the new deals ... and came away with 11 new cards ... and still counting (was only 7 a few days ago). Damn