I just started gardening and im not apping for anything untill next year when i give psecu another shot. Theyve declined me 2 or 3 times over the last year, this time was the last straw. In the letter they sent me, they said i was declined for new accounts and recent inquiries within last 12 months. Exp Fico was 722 and i still got declined, so that was really a wake up call.
No more apping for a year, thats one of my new years resolutions. lol
Starting Score: TU 608, Eq 618
Sounds tough. This is just for membership?
No for their visa credit card. Ive been a member for a while.
ah i see. Do you know if you must have a credit card with them to receive EX FICO score? or being a member is all that's needed?
Thanks Laz!
@Anonymous wrote:
@laz98 wrote:
@Guava wrote:ah i see. Do you know if you must have a credit card with them to receive EX FICO score? or being a member is all that's needed?
Just membership.
Actually, just membership would be only having their share account. I think you get your FICO score if you have credit products with them (loans, credit cards, lines of credit etc) or if you have a checking account... hope that helps.
+1 Just get the checking account for the Fico
You will need to be a resident of Pennslyvania though.