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Geico Platinum mastercard?

New Contributor

Geico Platinum mastercard?

Anybody have this Card?  Could you tell me about it?
14 REPLIES
Moderator Emeritus

Re: Geico Platinum mastercard?

I have heard some bad experiences with this card.

I love Gieco as an insurance company- but not the co-branded card.
Valued Contributor

Re: Geico Platinum mastercard?

I guess I should apply for that credit card and then I would be able to tell you more about that credit card Smiley Happy
Moderator Emerita

Re: Geico Platinum mastercard?

It's issued by Merrick Bank. Just fyi, because I don't know anything about Merrick. I believe in always finding out who is really behind a co-branded card like a store card or the GEICO MC. If you see that they consistently treat customers for other cards either like dirt or like diamonds, you might have some useful info to throw into the mix.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Contributor

Re: Geico Platinum mastercard?

correct me if I am wrong. I think hooters card is issued by Merrick bank.
Moderator Emerita

Re: Geico Platinum mastercard?

I think you're right, and they seem to treat their customers right. Interesting!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Regular Contributor

Re: Geico Platinum mastercard?

Out of all the apps I put in this month, this is the one card that I was denied.  Merrick can be very tough on their less than ideal customers.  My Visa will be cancelled this week for the following reasons:  33.xx% interest + $9.00 monthly-annual fee (if there are any charges during the month). 
 
Obviously, my bad payment habits allowed them to slap me with the harshest rates and terms, but none of my other cards even came close to 33+% and $108/year fee!
 
 
Jan 07: tu 498, ex 501, eq 504
Oct 07: tu 716, ex 712, eq 723
Nov 07: tu 693, ex 664, eq 672_post app frenzy
Senior Contributor

Re: Geico Platinum mastercard?

Ouch Cooneyca! That's worse than my Applied Bank card. But not by much. That one is being buried in a couple of weeks.

Thanks for the info. Smiley Happy
"Never ever, ever be late. Never" (FUTR)
Established Contributor

Re: Geico Platinum mastercard?

from what i read seems like a great card
Frequent Contributor

Re: Geico Platinum mastercard?

I've had the card for 9 months. $500.00 credit limit--good customer service and okay web-site. Paid on time every month, low-to medium use, never above $400.00 in any month. No credit line increases and when calling was told they do manual reviews and don't consider individual requests for increase.
 
TU: 664
EQ: 693
EX: 670
 
At the time I got my card, scores were between 620-650.
Rust never sleeps and neither does my fico score...