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Generous increase from GE Bank Walmart Card

Valued Member

Generous increase from GE Bank Walmart Card

3rd statement I log on to pay the $25 balance from a recent purchase and my limit shows $800 not bad considering I didn't ask for it and my previous limit was $150.


Starting Score: 515 April 2011
Current Score: (AMEX Credit Secure) EX 627 EQ 627 TU 627
7/19/2012
Goal Score: 700+


Take the FICO Fitness Challenge
Message 1 of 14
13 REPLIES
Moderator Emeritus

Re: Generous increase from GE Bank Walmart Card

Congrats.  Nice little growth spurt there!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 14
Senior Contributor

Re: Generous increase from GE Bank Walmart Card

Congrats! GE auto-CLIs are a nice little surprise! Smiley Happy

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 3 of 14
Valued Member

Re: Generous increase from GE Bank Walmart Card

as sad as it is my smallest limit has become my highest limit


Starting Score: 515 April 2011
Current Score: (AMEX Credit Secure) EX 627 EQ 627 TU 627
7/19/2012
Goal Score: 700+


Take the FICO Fitness Challenge
Message 4 of 14
Frequent Contributor

Re: Generous increase from GE Bank Walmart Card

That's fantastic, way to go! Progress happens one step at a time. Smiley Happy

FICO 8: EQ 784 / TU 787 / EX 785
FICO 9: EQ 797 / TU 801 / EX 790

BofA Cash Rewards Visa Sig $18,700 /Citi Double Cash $18,600 / Barclaycard Rewards $8,900 / CapOne QuickSilver $9,450 / BofA BankAmericard Visa $6,500 / Discover It $5,300 / Chase Freedom $1,500 / Lowe's $20,000 / JCP MC $10,000
Message 5 of 14
Established Contributor

Re: Generous increase from GE Bank Walmart Card

Congrats! Love GE.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 6 of 14
Senior Contributor

Re: Generous increase from GE Bank Walmart Card

Congrats! This GE card will grow even further with you and help you get higher limits from other creditors!! Also, you have the ability to upgrade to the Wmt Discover within a year or two assuming a clean report when GE does their periodic soft pull of your report! Good luck and hang in there :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 14
Established Contributor

Re: Generous increase from GE Bank Walmart Card

Congrats

Message 8 of 14
Established Contributor

Re: Generous increase from GE Bank Walmart Card


HSNCLOSER wrote:

as sad as it is my smallest limit has become my highest limit


BUT, at least it is going in the right direction Smiley Wink It will only get better. Positive thoughts!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 9 of 14
New Contributor

Re: Generous increase from GE Bank Walmart Card


HSNCLOSER wrote:

3rd statement I log on to pay the $25 balance from a recent purchase and my limit shows $800 not bad considering I didn't ask for it and my previous limit was $150.


I've had the GE Walmart Store card since 8/10 and after about a year or so they started giving me CLI's every 4-5 months like clockwork. Paying the bill on time and carrying a balance. Right before my two year anniversay with that card they upgraded me to the Walmart Discover and uped the CL by$1500 automatically. Treat this card wll and it'll do you and your credit score some real good things!! Also the free TU FICO is great in and of itself!

01/11/13:
EQ Fico: 716 (from myfico)
TU Fico: 719 (from Walmart)
EX Fico: 719 (from myfico)

Chase Sapphire Pref. II AMEX Platinum II Amex PRG II Amex SPG II Citi AAdvantage II Barclays US Airways II Chase Freedom
Message 10 of 14