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Valued Contributor
John060675
Posts: 1,126
Registered: ‎08-29-2007

Re: Get Out Your Crystal Balls

Yes, the high amount owed on the CO was my biggest hanging up point of calling Discover to apply. I suppose the one bit if good news is that I only have 20 months remaining before this drops off.

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


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Valued Contributor
John060675
Posts: 1,126
Registered: ‎08-29-2007

Re: Get Out Your Crystal Balls

I actually was losing sleep over the past couple of days trying to figure out if I should try or not try for the Discover It CC.  I decided why not try, since it was 50 / 50 on people saying to try.  Results:

 

Approved for $1,200 CL.  Yeah me!!!!  I am officially part of the Discover family. 

 

When the card comes I plan on trying to call them for a CLI.  I will need to do a little research on the forum to see if this is even possible. 

 

Thank you all for your help! 


Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


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Valued Contributor
-Wade-
Posts: 10,971
Registered: ‎08-13-2013

Re: Get Out Your Crystal Balls


John060675 wrote:

I actually was losing sleep over the past couple of days trying to figure out if I should try or not try for the Discover It CC.  I decided why not try, since it was 50 / 50 on people saying to try.  Results:

 

Approved for $1,200 CL.  Yeah me!!!!  I am officially part of the Discover family. 

 

When the card comes I plan on trying to call them for a CLI.  I will need to do a little research on the forum to see if this is even possible. 

 

Thank you all for your help! 


Congrats:smileyhappy: welcome to the Discover family

*** Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 808 (07/03/2014) myFico EX - 804 ( 07/08/2014 ) myFico TU - XXX ( xx/xx/xx ) Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 808 *** EX 804 ***
****** ****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Get Out Your Crystal Balls

Congratulations, and welcome to the Discover family! Just goes to show that approvals are a YMMV sort of thing. Enjoy your new card, and take good care of it.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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