01-24-2014 06:56 PM
01-24-2014 07:04 PM
Take the shot after everything updates, it will most likely be a TU pull. Good luck
01-24-2014 07:05 PM
Ok, no one knows for sure, this I know. However, do you think it is worth applying for a Discover It CC with a score around 665 (should be when lower utilization reports).
I have 1 unpaid CO from 5 years ago and 1 collection from the same time ago. From my research it seems to be a 50 / 50 proposition but those posts were from a while ago.
I am just on the fence of what to do.
My brother got a $1,000 limit with a score of 668 in November, 2013 so it is definitely possible. The best of luck to you.
01-24-2014 07:08 PM
TU? On the site which I cannot name (google search credit pull database) it seems Discover pulls EQ or EX. Man, I hope they do not pull TU.
01-24-2014 07:12 PM - edited 01-24-2014 07:14 PM
For me everything is done on TU, am in ID. Have seen quite a few TU pulls in approval comments around the forums lately.
01-24-2014 07:19 PM
I see more info needed
INQ's in the last year?
Other cards and limits and how long you've had?
01-24-2014 07:20 PM - edited 01-24-2014 07:21 PM
Discover pulled Equifax at the beginning of the month 1/2/14 called back for a recon 1/21/14 and they pulled TransUnion, I was approved for the Discover It Secured card.
01-24-2014 07:22 PM
Discover pulls EQ for the card and TU for cli--from what I've read. They pulled eq for my card...and cli in a few days.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.