01-24-2014 06:56 PM
01-24-2014 07:04 PM
Take the shot after everything updates, it will most likely be a TU pull. Good luck
01-24-2014 07:05 PM
Ok, no one knows for sure, this I know. However, do you think it is worth applying for a Discover It CC with a score around 665 (should be when lower utilization reports).
I have 1 unpaid CO from 5 years ago and 1 collection from the same time ago. From my research it seems to be a 50 / 50 proposition but those posts were from a while ago.
I am just on the fence of what to do.
My brother got a $1,000 limit with a score of 668 in November, 2013 so it is definitely possible. The best of luck to you.
01-24-2014 07:08 PM
TU? On the site which I cannot name (google search credit pull database) it seems Discover pulls EQ or EX. Man, I hope they do not pull TU.
01-24-2014 07:11 PM
01-24-2014 07:12 PM - edited 01-24-2014 07:14 PM
For me everything is done on TU, am in ID. Have seen quite a few TU pulls in approval comments around the forums lately.
01-24-2014 07:19 PM
I see more info needed
INQ's in the last year?
Other cards and limits and how long you've had?
01-24-2014 07:20 PM - edited 01-24-2014 07:21 PM
Discover pulled Equifax at the beginning of the month 1/2/14 called back for a recon 1/21/14 and they pulled TransUnion, I was approved for the Discover It Secured card.
01-24-2014 07:22 PM
Discover pulls EQ for the card and TU for cli--from what I've read. They pulled eq for my card...and cli in a few days.
01-24-2014 07:23 PM
I was approved with a 654 and a 6 year old unpaid collection on my reports. I don't remember what my util was at the time, but it was high.
Just go ahead an apply.
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