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Get all of my credit card limits over 10K or get more cards?

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JoshNurse
Frequent Contributor

Get all of my credit card limits over 10K or get more cards?

It seems most of the new cards I am getting are over 10k.  Yesterday I got my sears 10K.

 

Should I request all of my cards to be 10K limits?

 

After this I plan to get 5 more cards and garden for 2 years.

Message 1 of 4
3 REPLIES 3
keithB
Established Contributor

Re: Get all of my credit card limits over 10K or get more cards?

Sure, why not?  Take whatever they will give you - the more the better.

Message 2 of 4
MT936
Established Contributor

Re: Get all of my credit card limits over 10K or get more cards?

Hey the more total limit the better
Amex Blue Cash Everyday: $25,000 | Navy FCU Cash Rewards: $25,000 | Discover It: $20,500
Chase Freedom: $12,500 | Citi Double Cash: $10,000 | Bank of America Cash Rewards: $8,000

Message 3 of 4
noobody
Established Contributor

Re: Get all of my credit card limits over 10K or get more cards?

i do not think the more the better is the right attitude.

 

recently i call cap1 CO to raise my combined QS from 5K to 15K was approved next day.

 

but i also called for CLD on my BCE from 20K to 5K, the resaon been, i can not see myself use more than 2K of BCE, and i only been approved 5K on SPG is a sign i am closing their inrernal limit, and there is 34.5K total revolve limit may or may not be there, i do not want to touch.

 

i called US bank to CLD my cash+ from 17K to 10K, since there is 2K cap each quarter. 5K limit is more than enough, and i want to leave some room for possible Club carlson application.

 

i may call Barclay to CLD my arrival+ 18K limit to 10K, get some room for US airway and/or sallie mae application

 

i may call chase to CLD my 10K marriott to 5K to leave some room for other hotel card like Haytt

 

Generally speaking, i do not like high CL on credit card with CAP on bonus spending, it became useless as the CAP has been reached, i just do not see the usefulness of a 15K freedom, mine is 2K and 5K, just enough to cover the CAP.

 

EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
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