No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hello
A lot of us has many cards with comenity due to their SCT approval with no HP
However unlike Synchrony they don't report to the bureas every month unless you use the card in that month and if you have any gaps and you use the card they automatically report for that empty period.
However an interesting thing happened .. I have two comenity cards that I last used in May. This month I used one of them and my statement cut a couple of days ago .. Today I checked my experian and guess what they reported everything from May on both cards which from the bureaus point of view means that the cards are active and current till September
So aside from the fact that by only using one card you trigger Comenity system to update the status of all the cards you have with them. Does that mean that you only need to use one of their cards every couple of months or you still need to use each card every couple of months ??
Some people claim they got some cards for the credit benifit not because they shop there and never used their cards since they got them
Thoughts ?
Hi,
I have a Venus card from Comenity and when i got approved i had a $250 limit. It only reported in 2016 from when it was opened and when i paid off the balance. I have an Express card, New York and Company card, Hot Topic card, Victorias Secret card and Ulta Rewards card. I heavily use the VS, Express and Nyco cards and these cards reporting did not update the Venus card on my reports. My Venus card increased to $650 earlier this March of 2017. I just realized it was reporting the old limit as of January of 2017. I went ahead and made a purchase last month to make it update. I should had just called them up to update but I didn't want the card to be closed for non use. I honestly keep the Venus and Hot Topic cards as cushions since i used the others heavily.
thank you,
EC
@patoot10 wrote:Hello
A lot of us has many cards with comenity due to their SCT approval with no HP
However unlike Synchrony they don't report to the bureas every month unless you use the card in that month and if you have any gaps and you use the card they automatically report for that empty period.
However an interesting thing happened .. I have two comenity cards that I last used in May. This month I used one of them and my statement cut a couple of days ago .. Today I checked my experian and guess what they reported everything from May on both cards which from the bureaus point of view means that the cards are active and current till September
So aside from the fact that by only using one card you trigger Comenity system to update the status of all the cards you have with them. Does that mean that you only need to use one of their cards every couple of months or you still need to use each card every couple of months ??
Some people claim they got some cards for the credit benifit not because they shop there and never used their cards since they got them
Thoughts ?
I think you're the exception, and not the norm. I don't have any Comenity cards now, but when I did, each one would not update unless a statement for that card was generated.