10-21-2013 02:42 PM - edited 10-21-2013 02:42 PM
How hard is it to get approved at DCU? I was approved for a Visa Sig today with a $6000 CL but didn't realize that I also had to be approved into the credit union. How hard is it to get in? Now that I've checked the place out I really want to get in. I'm currently paying almost 11% ARP on my Toyota truck right now and DCU has loans as low as 1.99%...I'm getting WAXED by Toyota Financial Services!!
10-21-2013 02:53 PM
10-21-2013 05:00 PM
10-21-2013 05:04 PM
I'm not a member either so I couldn't tell you. But I was looking at their site (DCU) this morning and thought you had to already be a member to apply for cards-just like most other CU's. Maybe they'll let you in. Good luck.
10-21-2013 05:04 PM
10-21-2013 05:12 PM
Well I didn't see a application for the credit union membership application anywhere so I went ahead and applied for the credit card. I think it is weird that they approved me for the card without being a member first. I understand that they will put the card on hold until I become a member.
10-21-2013 05:22 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.