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Hey people,
I wasnt sure where to put this but I need a clear answer. If anyone can help please do.
So i apped for an AMEX and Citi Diamond Preferred and was instantly approved for both.
Am I supposed to get a letter saying what bureau they pulled and what my credit score was? Because I didn't get anything for both of them.
I know you get it in a letter if you are denied, but I thought if you are approved too?
Any responses are appreciated, thanks!
@Shock_ wrote:Hey people,
I wasnt sure where to put this but I need a clear answer. If anyone can help please do.
So i apped for an AMEX ns Citi Diamond Preferred and was instantly approved for both.
Am I supposed to get a letter saying what bureau they pulled and what my credit score was? Because I didn't get anything for both of them.
I know you get it in a letter if you are denied, but I thought if you are approved too?
Any responses are appreciated, thanks!
You will only get a letter informing you of that information IF you did not receive the best terms; since you were actually approved for this card, that means you'll receive the bureau pulled, reasons for not receiving the best rate, and score, if they offered you a higher interest rate.
Some lenders are nice and will send you the letter anyways...but majority of the time, if they do not have to disclose it, they won't!
All the best, and congrats on your approvals
I was given an experian score of 783 and i got a paper in my card packet. this was the last card in my spree. i didnt get one in my other
Webhopper,
is it the one saying Cardmember Agreement? because I flipped it over and nothing!
I also forgot to mention it's AMEX green
@Shock_ wrote:Webhopper,
is it the one saying Cardmember Agreement? because I flipped it over and nothing!
Since you got approved for the AMEX Green Charge Card there will not be any score information AFAIK. Score disclosure is not part of your Cardmember Agreement. This would apply mainly to AMEX revolvers in the event you did not receive the best terms when approved or if not approved for any AMEX product(s) altogether.
Thank you for your reply.
My question has been answered!
And answers for anyone else who does a google search for the same thing! Thanks again myfico!