No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@KnightRider89 wrote:Got the SPG card in October 2013 (Global Transfer) with a 5k limit. Probably averaging 3k a month though it varies from $500 to $5000. Always PIF.
So its almost been a year. Did you try for CLIs in past or didn't bother?
I tried a CLI on the SPG after getting the reserve card in April/May and was denied due to low score (660's at the time). After I got the Auto-CLI to 7k I tried my luck again and was upped to 21k.
@KnightRider89 wrote:I currently have 2 Amex cards. One SPG Amex with a 21k Limit (was 5k until 2 weeks ago, received an auto-CLI to 7k, then requested 3x CLI to 21k) which I received last year and a Delta Reserve amex which I received in March (5k limit). I'm trying to maximize the number of MQM's I get for Delta and am considering the Delta Platinum Amex with 50k miles and 15k MQM bonus. Am I likely to be approved for a third card, or am I just asking for a FR.
Credit Score is about 710. Imcome 67.5k. AAOA 19 months. 2 inquiries in the last year.
Unless you lied about income, FRs are meaningless.
Sorry but if it's down to a few hours for the bonus it's a little late to be worried about your utilization. You're an existing member, might as well app - you have nothing to lose.
You should be fine. How did it go?