Reply
New Contributor
Posts: 58
Registered: ‎11-25-2007
0

Getting a credit card after one has been closed

In Oct, 2004, I opened a Best Buy Credit Card to take advantage of promotional financing. I paid it off in October, 2005 (no lates, no derogs), and did not use the card again. It was closed by HSBC in January, 2008 for non-use. I'm generally not a big Best Buy shopper, but again, I find myself wanting to take advantage of promo rates for a "big" purchase. Will I have trouble getting a new card since they closed the other one when I didn't use it? Though the old account is one of my oldest accounts, it was also a joint account with my mom (unable to get approved alone at that time), so I don't really want to reopen it (if that's even an option). My scores as of today are TU 760, EQ 754. Thoughts?
Regular Contributor
Posts: 190
Registered: ‎01-19-2008
0

Re: Getting a credit card after one has been closed

u should have to problem getting approved for a new best buy account

make sure u apply in store 

Frequent Contributor
Posts: 278
Registered: ‎10-17-2009
0

Re: Getting a credit card after one has been closed


sports1965 wrote:

u should have to problem getting approved for a new best buy account

make sure u apply in store 


 

in store better?

 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.