In Oct, 2004, I opened a Best Buy Credit Card to take advantage of promotional financing. I paid it off in October, 2005 (no lates, no derogs), and did not use the card again. It was closed by HSBC in January, 2008 for non-use. I'm generally not a big Best Buy shopper, but again, I find myself wanting to take advantage of promo rates for a "big" purchase. Will I have trouble getting a new card since they closed the other one when I didn't use it? Though the old account is one of my oldest accounts, it was also a joint account with my mom (unable to get approved alone at that time), so I don't really want to reopen it (if that's even an option). My scores as of today are TU 760, EQ 754. Thoughts?
