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Getting a credit card after one has been closed

New Contributor

Getting a credit card after one has been closed

In Oct, 2004, I opened a Best Buy Credit Card to take advantage of promotional financing. I paid it off in October, 2005 (no lates, no derogs), and did not use the card again. It was closed by HSBC in January, 2008 for non-use. I'm generally not a big Best Buy shopper, but again, I find myself wanting to take advantage of promo rates for a "big" purchase. Will I have trouble getting a new card since they closed the other one when I didn't use it? Though the old account is one of my oldest accounts, it was also a joint account with my mom (unable to get approved alone at that time), so I don't really want to reopen it (if that's even an option). My scores as of today are TU 760, EQ 754. Thoughts?
Message 1 of 3
2 REPLIES
Frequent Contributor

Re: Getting a credit card after one has been closed

u should have to problem getting approved for a new best buy account

make sure u apply in store 

Message 2 of 3
Frequent Contributor

Re: Getting a credit card after one has been closed


sports1965 wrote:

u should have to problem getting approved for a new best buy account

make sure u apply in store 


 

in store better?

 

Message 3 of 3