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Getting a new card? Yes or No?

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Bobert22
Contributor
‎03-08-2013 06:51 PM
‎03-08-2013 06:51 PM

Re: Getting a new card? Yes or No?

Would you like a card with an annual fee or no annual fee?

Discover IT card has no foreign transaction fees and no annual fee. Has similar categories that rotate every quarter like the Chase Freedom.

Chase Sapphire Preferred has no foreign transaction fees and 2% points on travel and dining. Not to mention 7% year end dividend on the points earned. Annual fee waived for the first year and then $95 after that.

And it's a visa signature.
Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Message 11 of 14
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Bobert22
Contributor
‎03-08-2013 06:56 PM
‎03-08-2013 06:56 PM

Re: Getting a new card? Yes or No?

Also spend $3,000 in the first three months and get 40,000 bonus points ($400 statement credit or up to $500 in travel discounts when booking through ULtimate Rewards mall)
Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Message 12 of 14
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leoment
Frequent Contributor
‎03-08-2013 08:59 PM
‎03-08-2013 08:59 PM

Re: Getting a new card? Yes or No?

If you want a visa signature and plan to travel out of the country, I'd recommend either the Capital One Venture (or VentureOne if you don't want to pay an annual fee), or the BoA Travel Rewards cards.  Both are offered as Signature cards, and both have no Forex fees.

 

Good luck apping!

800+ across all three (via FAKOs) has been achieved! Current goal - Get down to 6 cards in total - sitting with 8 currently.
Message 13 of 14
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VinceYoung
Valued Member
‎03-09-2013 04:26 AM
‎03-09-2013 04:26 AM

Re: Getting a new card? Yes or No?

AmEx BCE: Pending
Chase Freedom: Approved (I'll call to see if I can get my account set up to check my CL)

Cap1 VentureOne: Denied (I'll be calling to ask why tomorrow, see if I can talk them into it or possibly a lesser card)



Starting Score: 637
Current Score: EQ:712 TransRISK: 724
Goal Score: 780

Take the myFICO Fitness Challenge

Message 14 of 14
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