12-12-2012 09:50 PM
Do you guys think this is feasible? Since October, I've applied and been approved for:
Chase Sapphire Preferred Visa Signature: $5,000
Chase Freedom Visa: $3,000
Discover More: $4,000
US Bank Cash+ Visa Signature: $1,500
Too many inquiries?
I don't want to get denied but at the same time I'm doing most of my Christmas shopping on Amazon!
12-12-2012 09:55 PM
You going have to move some CL from your other two Chase cards. Chase cares about total amount of credit you already have with them.
12-13-2012 12:18 AM - edited 12-13-2012 12:19 AM
ssmith891 wrote:Do you guys think this is feasible? Since October, I've applied and been approved for:
Chase Sapphire Preferred Visa Signature: $5,000
Chase Freedom Visa: $3,000
Discover More: $4,000
US Bank Cash+ Visa Signature: $1,500
Too many inquiries?
I don't want to get denied but at the same time I'm doing most of my Christmas shopping on Amazon!
You can't have a VISA signature unless you have at least a 5k CL. You probably have the regular US Bank cash rewards card.
Chase will probably low ball you with the CL for a third card with them. I agree with the other poster. They may ask you to close out a card or move your CL over to approve you for a Chase Amazon.
12-13-2012 01:01 AM
If I were you I would just app for the amazon store card. They have great 0% deals and a GE account will grow with you faster than Chase will IMO and CLI's are only SP's. If you are more interested in rewards give the Citi Forward a look at. But for a more guaranteed approval go with the store card
12-13-2012 04:37 AM
I have a Chase United Mileage Plus card and I WISH they would allow me to move its credit limit to one of my other three Chase cards. But I digress.
12-13-2012 05:12 AM
Starting Score: TU:650 - EQ: 67212-13-2012 05:26 AM
12-13-2012 11:13 AM
slarano wrote:I have a Chase United Mileage Plus card and I WISH they would allow me to move its credit limit to one of my other three Chase cards. But I digress.
I was given the option of moving credit from one of my other cards to the CSP when I was approved for the CSP (CSP initial CL was 5000). The rep said since you're not using your Explorer card that much (I have a Club Visa that I use more) do you want to move some credit from the Explorer? I said you can move 2000 from the Explorer to the CSP to give the CSP a 7000 limit, and that's what they did.
12-13-2012 11:31 AM
Doesn't the Citi Forward card give a good deal on Amazon (5 TY points, worth maybe 4%)? That way (if they approve of course) you won't need to split your Chase CLs.
12-13-2012 01:29 PM
trumpet-205 wrote:You going have to move some CL from your other two Chase cards. Chase cares about total amount of credit you already have with them.
Not necessarily true, I was just approved for the chase amazon visa end of last month and did not have to move any of my credit limits from my other chase cards, I was approved for a $5,000.00 cl, and I already have a $5,000.00 limit on my freedom card and a $10,000.00 limit on my sapphire preferred. So I say to the OP I would try and go for this card if you really want it, especially when it is the season of giving
Good Luck.

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