I was declined for 1,000,000. Approved for 60,000.
Max on card was 10,000.
I've been approved for up to 7500-8000 on the Zync even though I barely use the card. Average monthly spend is only about $100 of which most are recurring charges.
The "check spending ability" button is always mysterious and fascinating. Given how often amex SPs its members, I'm sure your current util % is a factor; while you might get approved for a 10K purchase if you have plenty of available credit, you might not if you've maxed out $25K in revolvers.
I tested my limits a little the first few months after I got my Zync. I was approved for $8K, and I never went any higher than that. My biggest balance ever was about $3500, and I don't imagine I'll have a balance that high very often. I always pay the same day my statement cuts, if that makes a difference. Now that I've got 7 months of cardmembership under my belt, I might test the waters a little bit, just out of curiosity.
I'm at 5 months of cardmembership and have been using this as my daily. While the ring caused me to test $5k, curiosity caused me to test $10k (approved). Now I really am just curious where my internal limit is, but I'm too afraid of poking the bear to try again right now.
Are there any confirmed stories of anyone getting an FR as a result of using this feature?