@DaveSignal wrote:
@TRC_WA wrote:
@NoAnchoviesPlease wrote:
The other thing to note is that if you didn't PIF last month and you do PIF this month, you'll still get charged some interest. So you may want to overpay a little bit.
I PIFed my accounts last month and ended up with 3-4 pocket change balances reported, which of course contributed to an AA for "too many accounts carrying a balance" despite the fact that they didn't even add up to $20.
Same here... Got that same excuse on a recent CLI request even though said balances across all cards in question was less than $10... That's what I get for making small purchases so a statement is generated and I get another monthly payment added to my history.
Also learned GECRB will not generate a statement if you have a $0 balance.
I don't currently have any GECRB cards, but I bet a statement would generate if you charged something during the month and then paid it before the statement. They probably just don't issue a statement when there is no activity at all.
+1