11-15-2008 09:09 PM - edited 11-15-2008 09:11 PM
I went on an app spree back in August. I applied for the Sea Miles card from Juniper, and was denied. I had:
TU 675 Fico:
Util @ 18%
IQ @ 8 (1year)
IQ @ 4 (3 months old)(4 total for the past year)
5 new accounts (3 months old)
All baddies are from 2002. What are my chances of getting a card from Juniper this time around? I have been lurking around their site but have been hesitant to app again.
11-15-2008 09:16 PM
11-15-2008 09:19 PM
just out of curiousity what are the new accts?
11-15-2008 09:35 PM
Nothing special, heres a rundown.
Macys $300 initial, CLI to $600.
Target $200 initial, CLI to $500
CAP1 $300 Waste of an IQ x3. POS "credit steps" dead end card. I will never apply for anything form them again
GEMB Chevron/Texaco $400 CL
Hooters $1500 CL. I think maybe because I have an established relation with Merrick. 2 year old visa @ $2000
Apped for these over a 3 day period.
11-16-2008 06:13 AM
Juniper hates new accounts more than anything in the world.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO