Getting the itch again.... What are my chances these days?

going2tdc · ‎03-28-2008

I went on an app spree back in August. I applied for the Sea Miles card from Juniper, and was denied. I had:

TU 675 Fico:

5 CA

1 CO

1 repo

Util @ 18%

IQ @ 8 (1year)

Today: 687

2 CA

1 repo

Util 11%

IQ @ 4 (3 months old)(4 total for the past year)

5 new accounts (3 months old)

All baddies are from 2002. What are my chances of getting a card from Juniper this time around? I have been lurking around their site but have been hesitant to app again.

Message Edited by going2tdc on 11-15-2008 09:11 PM

MrCredit · ‎11-13-2008

I hate to sound negative they will probably deny you based on 5 new accounts.... I would not chance it yet. Wait till your new accounts are at the six month mark.

PSECU Visa $20,000, PSECU LOC $20,000, BOA Amex $18,500, Fidelity Rewards Amex $10,000, Fidelity Rewards Visa Sig $7,500, Sears MasterCard $5,000, Citi Diamond Preferred MC $8,300 USAA MC $9,800, Chase Slate $9,000 Lowes $10,000, Chase Sapphire Preferred $10,000, Amazon CC $2,500, Kohls Charge $1,000, Amex Gold PR,

Recently Cut Discover and HSBC loose due to low limits.

MrCredit · ‎11-13-2008

just out of curiousity what are the new accts?

PSECU Visa $20,000, PSECU LOC $20,000, BOA Amex $18,500, Fidelity Rewards Amex $10,000, Fidelity Rewards Visa Sig $7,500, Sears MasterCard $5,000, Citi Diamond Preferred MC $8,300 USAA MC $9,800, Chase Slate $9,000 Lowes $10,000, Chase Sapphire Preferred $10,000, Amazon CC $2,500, Kohls Charge $1,000, Amex Gold PR,

Recently Cut Discover and HSBC loose due to low limits.

going2tdc · ‎03-28-2008

Nothing special, heres a rundown.

Macys $300 initial, CLI to $600.

Target $200 initial, CLI to $500

CAP1 $300 Waste of an IQ x3. POS "credit steps" dead end card. I will never apply for anything form them again

GEMB Chevron/Texaco $400 CL

Hooters $1500 CL. I think maybe because I have an established relation with Merrick. 2 year old visa @ $2000

Nordstroms Denied

BOA Denied

Juniper Denied

Apped for these over a 3 day period.

cheddar · ‎09-29-2007

Juniper hates new accounts more than anything in the world.

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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip.

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Getting the itch again.... What are my chances these days?

Re: Getting the itch again.... What are my chances these days?

Re: Getting the itch again.... What are my chances these days?

Re: Getting the itch again.... What are my chances these days?

Re: Getting the itch again.... What are my chances these days?