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Frequent Contributor
going2tdc
Posts: 367
Registered: ‎03-28-2008
0

Getting the itch again.... What are my chances these days?

[ Edited ]

I went on an app spree back in August. I applied for the Sea Miles card from Juniper, and was denied. I had:

TU 675 Fico:

5 CA 

1 CO 

1 repo 

Util @ 18%

IQ @ 8 (1year)

 

Today: 687

2 CA

1 repo

Util 11%

IQ @ 4 (3 months old)(4 total for the past year)

5 new accounts (3 months old)

 

All baddies are from 2002. What are my chances of getting a card from Juniper this time around? I have been lurking around their site but have been hesitant to app again.

Message Edited by going2tdc on 11-15-2008 09:11 PM
Established Contributor
MrCredit
Posts: 576
Registered: ‎11-13-2008
0

Re: Getting the itch again.... What are my chances these days?

I hate to sound negative they will probably deny you based on 5 new accounts.... I would not chance it yet. Wait till your new accounts are at the six month mark.
Established Contributor
MrCredit
Posts: 576
Registered: ‎11-13-2008
0

Re: Getting the itch again.... What are my chances these days?

just out of curiousity what are the new accts?

 

Frequent Contributor
going2tdc
Posts: 367
Registered: ‎03-28-2008
0

Re: Getting the itch again.... What are my chances these days?

Nothing special, heres a rundown.

 

Macys $300 initial, CLI to $600.

Target $200 initial, CLI to $500

CAP1  $300 Waste of an IQ x3. POS "credit steps" dead end card. I will never apply for anything form them again

GEMB Chevron/Texaco $400 CL

Hooters $1500 CL. I think maybe because I have an established relation with Merrick. 2 year old visa @ $2000

Nordstroms Denied

BOA Denied

Juniper Denied

Apped for these over a 3 day period.

Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007
0

Re: Getting the itch again.... What are my chances these days?

Juniper hates new accounts more than anything in the world.

 

----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )

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