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Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007
0

Getting there.....

My reported EX util dropped below 20% today for the first time in over a year. Feels good. Was at 80% before Christmas.

 

I decided to try the preapproval link at Amex. Like the dozens of times before, I was expecting the trite, "Unfortunately.....". However today, Amex came back with preapproved offers for the Green and Gold. Now I have no use for any new CCs and passed, but had to share this. It is a milestone. My days of bad credit are no more.

 

Though it did get me wondering...I opted out two weeks ago in anticipation of a future mortgage app. How does opting out impact preapproval sites like BofA or Amex?

Moderator Emeritus
beamMEup
Posts: 4,473
Registered: ‎12-31-2008
0

Re: Getting there.....

Congratulations!!!!!  I'm looking forward to the day when Amex will be my friend.  Way to go!!
Just puttin' syrup on something, don't make it pancakes.
Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009
0

Re: Getting there.....

That's great news! It's a sign of better credit.
Moderator Emerita
LilMirth
Posts: 3,091
Registered: ‎08-09-2008
0

Re: Getting there.....

Congrats IIecs! Aaaaah... doesn't it feel good?!?

 

Regarding having opted-out, It will take a few more weeks (maybe up to a couple of months) and then when you go to the BoA & Amex pre-approval sites, they shouldn't have offers for you.

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